I’m in my 30s, and pretty much just work and go home. I’ve got no hobbies outside the house and have never bothered pursuing a relationship. No chance in hell I’m making it to retirement age. I figure the stress of my lifestyle will grind away at my will to live and I’ll just stop eating at some point.
My plan is working til I fall over or reach 75, which is the new 65 according to some of our politicians, and then off myself, cause I never got the chance to save something for retirement due to circumstances.
the only really sensible retirement plan is building a community that supports each other, become the neighbourhood grandma who everyone loves because she bakes pies.
you can have as much money as you want, if no one else cares about you you’ll still be miserable and probably die in your home.
After an oil crisis, cold war with nuclear threats, financial meltdown and assorted wars and famines I’m convinced things keep on going and on average do a slow deterioration with the occasionally bump and panic.
It’s funny that I’m a techno-optimist but I also have a hard time taking retirement planning seriously because in 30 years civilization will be run by AI and money (or at least less money than it takes to own a major AI firm right now) will be meaningless.
I’m too selfish to actually change the way I spend my money but a friend of mine donates a lot to charity because, as he puts it, right now there are still problems in the world that can be solved with money but soon there probably won’t be.
The thing that makes me take retirement planning semi-seriously is that my parents and my wife’s parents are nearing retirement.
My parents are well set up because they planned but my wife’s parents are currently living well beyond their means (her father is in denial that he earns 1/4 of what he did in his 30’s and 40’s) and have to borrow money just for the day to day.
I really don’t want to be in that situation when I’m nearing retirement. The “it won’t matter, WW3 will kill me before then” crowd are missing the point - what if, on the off chance, WW3 doesnt happen and you accidentally make it to retirement?
I think the most viable thing to do would be to put your money towards building a geothermally powered unground habitat that is close to a large water source, and have a really good water purification system to filter it.
Also possibly use fibre optic cable to funnel sunlight in to grow plants which hopefully produce food and oxygen. Although safer bet would be to have enough power for internal ultra violet lighting and be able to split water molecules into oxygen and hydrogen, who knows if we’ll somehow managed to block out the sun as well.
I’ve been thinking about this for a while, if anybody can lend me some large scale industrial excavation equipment, I’d really appreciate it c:
We’ll probably become a big brother 1984 type fascist society at some point where I’ll be sent to reeducation prison and they’ll make me forget what retirement is and convince me to volunteer to a corporate labor camp until I die.
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