Yes, and that mutual aid relies on people all voluntarily helping when there is a problem, rather than having people who are tasked with ensuring people are protected, which is the same reason libertarianism fails; it’s an ideology that doesn’t acknowledge human self-interest and selfishness, instead it assumes everyone will just agree to abide by a communal philosophy. Many people do not, for all kinds of reasons.
If you are going to create laws and codes of conduct and a means to enforce those laws that’s just a normal state with extra steps.
You can maybe do anarchy at a small scale and in specific contexts but not at the scale needed to make a society function and do things like protect minorities the larger community doesn’t give a shit about.