Ah, yea, I see. Makes sense. Minimizes your risk while also minimizing your effort to manage them.
Yea, I don’t mind having photos on my phone, but managing them is far easier on a pc. So like you, mine all sync to my PC instantly, then when I feel like it I spend some time there cleaning them up (and the changes sync back).
Since the PC has Crashplan for backup, and a NAS it syncs too, I feel pretty comfortable my stuff is safe.