BluRae, 2 months ago

@Crazypedia I like YNAB. The envelope method is the only budgeting method that makes any sense to me.

Cat_LeFey, 2 months ago

@Crazypedia I've used YNAB for several years now, I really like all the ways to chart and graph the data. It has come in handy several times when I've needed to look back on a purchase or budget. Downside is, you're basically forced to get a Dropbox account to use it properly, and your bank statements have to be a specific file type to import, which I struggled with cuz I'm bad at computers, lol

Crazypedia, 2 months ago

I used to use Mint for tracking and managing my budgets but all those features vanished when intuit merged mint with credit karma recently.

I thought ynab used to be just desktop based UT it looks like they've got an app now too

mitten, 2 months ago

@Crazypedia We’ve used YNAB for years (they dropped desktop years ago, fwiw). Whether I like it is not a simple yes or no. It is reliable, but it has a steep learning curve. If you like “envelope” budgeting (where you put X dollars aside for each category), you will probably like it. But it is definitely a budgeting app, not a cash tracking app. If you just want to see where your money has gone, YNAB isn’t a good choice. If you want to plan where it’s going, it does that very well.

Crazypedia, 2 months ago

@mitten that's a very important distinction, thank you!