Did you look into 12v mini split systems? Avoiding the need for an inverter might drastically bring down costs and efficiency. I’ve seen a couple sets out on the market that come with everything already (prefilled mini split system and solar panels). Adding a transfer switch and an inverter could get you somewhere! I liked the idea of it purely as an “assist” with a larger system. Pull some heat out of the house to reduce the load on the main hvac system.