Sure seemed like you did when you responded to my claim that they would be the only one profiting from it, by saying that is happening now.
Also, what Im saying overall here, regular people would get more real estate in it were not so profitable.
Maybe, but the issue is that if you couldn’t use your financing in your calculation on how much rent to charge, only those who can outright buy properties (i.e. the ultrawealthy) would be the ones who could profit from it.
but that’s financial stuff, not ownership stuff
But if you have to finance to own, then it is part of the cost. I don’t possibly see how you can argue again this. One could easily decouple the maintenance and taxes from it in the same exact way and say you have to work for the money to pay these things, so it doesn’t count.