I don’t relish coming to Brandon’s defense but this doesn’t matter as much as it might seem. Everyone taking these loans (except parents taking out for their kids, maybe?) will be eligible for the SAVE plan where any interest remaining after making your monthly payment will be wiped out. It doesn’t matter if it’s at 6.5% or 100%, your debt will not grow because of interest.
Of course it matters in that it can extend the amount of payments you have to make to pay off your loans (like if only $37 is going towards principal instead of $40) but for most cases where the principal is large enough for the interest to be particularly impactful, you’ll be shooting for the blanket forgiveness after 20 years of payments rather than paying it off regularly.
Correct, which steers you toward the 20 year forgiveness path through minimum payments (or as little as 10 years depending on how much you borrowed). If so little of your payment was going to the principal that a 1% rate hike means it’s all going to interest, the forgiveness path was probably the best choice for you to begin with.
I’ve been looking at phones to replace my Pixel 4a as the battery goes and it becomes increasingly silly to get it replaced instead of getting something new. I don’t like huge phones, which i consider to be anything over ~6.2". Everything under that is either:...
Once OMB signs off, the DEA will take public comment on the plan to move marijuana from its current classification as a Schedule I drug, alongside heroin and LSD. It moves pot to Schedule III, alongside ketamine and some anabolic steroids, following a recommendation from the federal Health and Human Services Department. After...
was going to go into the pedantic discourse of “yes, but under the makeup he’s still a handsome hollywood actor” but ran into a problem. is Walton Goggins handsome? i’m looking at pictures of him on google and i just… can’t tell. kinda like what people used to say about Maggie Gyllenhaal back in the day
isn’t this supposed to be super easy to do with google magic eraser-type ai tools? hell i got decent at it using photoshop touch on an ipad before they killed it in 2015 (still mad)
Hey, we haven’t been able to find a secure way to poll everyone yet, and I’ve really been itching to ask everyone this question so we can get updated numbers on our trans population here. This isn’t going to be scientific or anything, but just a quick guess....
The coyote (Canis latrans) is a species of canine native to North America. It is smaller than its close relative, the gray wolf, and slightly smaller than the closely related eastern wolf and red wolf. It fills much of the same ecological niche as the golden jackal does in Eurasia. The coyote is larger and was once referred to...
Feeling the burn of aging tech… 6 year old laptop often sluggish and the body is separating at the corner, 4 year old phone has really bad battery life and stutters on reddit video playback
i really hope i can secure a stable income soon so i can replace these buckos when they fall off too hard for use
my mom used to be a physical therapist assistant (which is much closer to a full blown physical therapist than you might think) and has pointed out his gait before, saying it reminds her a lot of Parkinsonian gait.
Honestly feel like it’s a matter of time before something in Brandon breaks down beyond what can be hidden and dems have major egg on their face
I guess first quarter is usually the worst time in the year to job hunt but holy shit it’s fucking bleak out here. I live in a well populated college town in the south and 90% of job listings are nursing or something highly specialized. Slim pickings for the rest of us. Feels like my biology degree is totally useless when I...
technically you’ve got a job if you work even one (1) hour a week for any money, in which case you don’t count as unemployed statistically very-intelligent
Education Dept. announces highest federal student loan interest rate in more than a decade (archive.ph)
The U.S. Department of Education announced Tuesday the interest rates on federal student loans for the 2024-2025 academic year....
America has fallen (www.cnn.com)
Millions must go without cheddar bay biscuits boohoo
18+ (cw racism) Reddit is mad again about advocating to kill slave owners (old.reddit.com)
Marking this NSFW because it’s extremely online....
getting progressively pissed at the android phone market
I’ve been looking at phones to replace my Pixel 4a as the battery goes and it becomes increasingly silly to get it replaced instead of getting something new. I don’t like huge phones, which i consider to be anything over ~6.2". Everything under that is either:...
Microsoft Closes Arkane Austin, Tango Gameworks, and More (www.ign.com)
RIP Arkane Austin. I know at this point the people who made Prey aren’t there anymore but it still stings
A Proclamation on Loyalty Day, 2024 | The White House (www.whitehouse.gov)
US drug control agency will move to reclassify marijuana in a historic shift, AP sources say (apnews.com)
Once OMB signs off, the DEA will take public comment on the plan to move marijuana from its current classification as a Schedule I drug, alongside heroin and LSD. It moves pot to Schedule III, alongside ketamine and some anabolic steroids, following a recommendation from the federal Health and Human Services Department. After...
"why can't we just get along" 🤦🏾♀️ (hexbear.net)
Trans Megathread for the Week of 4/29 - 5/5
trans-hammer-sickleHappy Early May Day!
Northernlion finds a landlord in chat (www.youtube.com)
just keep running, there’s a cracker barrel at the end, you’ll be safe there! there’s more of you there!...
The truth incels dont want you to know (hexbear.net)
twitter.com/ClaireMax/status/1780781077604544953
I love how most of the internet is now nonsensical AI generated lists, advertising and paywalls
Capitalism is so cool. So much innovation....
A story about Generative AI in the workplace (hexbear.net)
Me normally: I like hexbear, I think it's pretty cool
Me without hexbear for less than half a day: kitty-cri-screm aaaa...
Informal Site Survey: Are you transgender or gender diverse? Yes, no, or maybe?
Hey, we haven’t been able to find a secure way to poll everyone yet, and I’ve really been itching to ask everyone this question so we can get updated numbers on our trans population here. This isn’t going to be scientific or anything, but just a quick guess....
Coyotes - New General Megathread for the 3th-4th of April 2024 (hexbear.net)
The coyote (Canis latrans) is a species of canine native to North America. It is smaller than its close relative, the gray wolf, and slightly smaller than the closely related eastern wolf and red wolf. It fills much of the same ecological niche as the golden jackal does in Eurasia. The coyote is larger and was once referred to...
I hope this clears up the myths about becoming a police officer (hexbear.net)
Trump just posted an image of a pickup truck that has President Biden bound with rope and laying, apparently kidnapped. (fixupx.com)
joever
trans undertale (hexbear.net)
UN passes resolution . US abstain vote. (lemmygrad.ml)
news.un.org/en/story/2024/03/1147931...
[Not the Onion] Walking like Joe Biden (hexbear.net)
archive.today • Joe Biden needs to explain his slow and cautious walk - bostonglobe.com...
Pope says Ukraine should have 'courage of the white flag' of negotiations (www.reuters.com)
reuters.com/…/pope-says-ukraine-should-have-coura…...
I wonder what ideology also portrayed an undesirable race of people as rats (hexbear.net)
Also rats are friends. Not food.
So where are all the jobs Biden promised
I guess first quarter is usually the worst time in the year to job hunt but holy shit it’s fucking bleak out here. I live in a well populated college town in the south and 90% of job listings are nursing or something highly specialized. Slim pickings for the rest of us. Feels like my biology degree is totally useless when I...