Your lender may be able to offer you a lower interest rate, which can help slow down accruing interest charges, or increase your credit limit to help you get by.
yes because increasing my credit limit is going to help me pay off my existing debt so much easier.
It urks me if this is the go to for credit institutions to “help” the borrowers out, all that’s going to do is either cause more debt (i.e interest) or not change a thing. The debt hole is the entire problem, making it deeper just makes it worse.