As someone who’s literally been in the figurative position you’re using to attack someone:
Neither I nor anyone else who’s experienced homelessness is a pawn for your Internet argument bullshit. How dare you? Go pay the next panhandler you see $50 as penance.
You are completely wrong. It is absolutely horrible and disgusting that you’re out here arguing that someone might want to freeze to death. These are the words of someone who’s never been more than a little chilly, not someone who’s had to struggle against the cold to survive.
Seriously, go give a homeless person $50 and get our shared struggle out of your mouth.