That’s not true. It is not “literally the situation you’re discussing”. You don’t “lose” money if you’re paying for access to something. Paying for a ticket to a museum to see artwork isn’t you “losing” money just because you don’t walk out of the museum with something tangible.
You’re just arguing semantics about the word “creator” now. The other options you’ve provided are still basing your choice on a tangible good which is not the situation here. You can’t buy a “used” version of an intangible good so the rest of your argument is irrelevant to the situation actually being argued.