barsteward, to random

What (if any) systems do people have in place to allow access to your and online accounts in the event of your death or incapacity?
I’m thinking of using Shamir’s Secret Sharing to distribute weighted shares of a key to various people (family, friends, ) to allow a variety of combinations to recover a password to a vault containing all the info about finances and online accounts.
( already in place between myself & Mrs @barsteward)

Do you have any better ideas?

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