The reason why it’s not done automatically is to preserve the intent of the link. Eg. let’s say you tap on a link to a post P and that post has comments A and B on it, but comment A and B only appears on lemmy.world. Then if the instance switch occurred automatically, you will only see the post without comments A and B. This can change the intent of the link.
Eg. imagine the following scenario. A user posts “how do I unclog my drain”, another user comments “I found this post with some helpful answers”. The first user then taps the link but the link auto opens in that user’s instance which just happens to not have any of the comments. The user is then confused how the post is helpful.
I can add a feature to auto-open link in the current account’s instance but I will make it default to off.
If you tap Change Instance it should find the post you are on on your account’s instance. Eg. let’s say your account is on the lemmy.dbzer0.com instance and you open a lemmy.world link. You will not be able to perform any actions by default because you are not authenticated (signed in) on lemmy.world.
However this dialog should popup when you try to perform an action giving you the option to change your instance from lemmy.world (which is the current instance since that’s the instance of the link you tapped) to the instance of your account lemmy.dbzer0.com.
This might be a communication error on my part as I might not have been clear enough in that dialog. If you can think of a better way to phrase the message or the buttons let me know.
There is a way and Summit supports it. The answer is in the UI dialog although if I can communicate it more clearly please let me know. The change instance button will open the post in the instance of the current user. In this case it will open the lemmy.world post in the lemmy.dbzer0.com instance.
In my experience it’s also easier to dispute a credit card charge vs a debit charge. Also this might just be in North America but using a credit card also builds your credit score/history which is necessary down the line for things like loans or even to rent an apartment.
Maybe you can get the best of both worlds. Work them a little and then harvest their organs somewhere down the road? Maybe we can have a lottery system where the winner gets their organs harvested.