Yep. I did both of my tests on manual vehicles, one a VW hatch and the other an old farm truck, simply because it’s what I had available. Under the UK/EU system I guess I would have an extra endorsement, but it makes absolutely no difference in Canada.
Index funds, yes of course. Individual stocks, absolutely not. They have way too much power and control and too little oversight to not abuse their positions of authority.
I’m planning to open a new chequing account in the near future, and I’m contemplating bailing on RBC. I’ve been with them for a very long time, and one possible outcome is that I’ll just open a new RBC account and be done with it. That’d be… fine....
My advice would be to weight your decision on which bank has a branch within walking distance. I know that sounds like boomer advice, but it’s genuinely saved my butt a few times. I was with RBC for a while, but they’re generally terrible so I agree with that decision.
In my opinion, all a bank does is hold onto my paycheque until it can go to rent/mortgage, credit card autopay, or into the TFSA/RRSP accounts. If I look at the records for my chequeing account there’s usually 4-5 transactions per month.
The important decision, to me, is which credit card and investing account to get. These are the ones that actually matter.
For posterity, here’s what I use at the moment:
chequing/savings accounts at Libro credit union (3 minute walk away) and TD (backup, 15 minute walk away). Lowest account “tier” and bare minimum in each to get the fees waived.
credit card: some visa with a high limit and cash back because I don’t like “points”
investing: TFSA and RRSP at wealthsimple because there aren’t any fees on ETFs.
The nice thing is that these can all be decoupled. If I change any component, it’s just adjusting the autopay info on its dependants.
Canada- my standard breakfast is oatmeal with homo milk and 2 spoonfuls of maple syrup or brown sugar, depending on the season. I try to get the maple syrup from the Amish/Menno dudes out in the country.
Breakfast cereal is a scam invented by a psychotic incel, but oatmeal is cheap and a good source of fibre.
Due to work I need to use Microsoft outlook mail on a daily basis. What I would like to know is the privacy and security concerns of various options:...
I’ve been using Thunderbird with the OWL and TBSync plugins for exchange for years with good results. Obviously some things won’t work (teams integration, provisioned signatures, mail merge, etc) but it’s good enough that I only need proper outlook/OWA less than once a month.
Another option is “installing” the webapp as a PWA. I tried that for a bit but found notifications to be unreliable.
Back when I was even less experienced in self-hosting I setup my media/backup server using a RAIDZ1 array and 3 x 8TB disks. It’s been running well for a while and I haven’t had any problems and no disk errors....
It’s fine. RAID is not a backup. I’ve been running simple mirrors for many years and never lost data because I have multiple backups. Focus on offsite and resilient backups, not how many drives can fail in your primary storage device.
Wait… you’re telling me that these devices are connected directly to the CAN bus and also have default root passwords? Did nobody involved in this ever stop and think it might possibly be a bad idea??
This brings a new meaning to the old phrase “war driving”
No, they shouldn’t. “Neom” is a marketing circlejerk by the Saudis to greenwash their oil empire. If it gets built (it won’t) they’ll give up/lose interest like the 14 floor “megatower” in Jeddah.
Microsoft reported a breach by Russian group ‘Midnight Blizzard,’ which accessed internal systems and source code using stolen authentication secrets from a January cyberattack. The unauthorized access was facilitated by a compromised non-production test account lacking multi-factor authentication and linked to an OAuth app...
Not sure how to do that in docker, I’ve run mine as a plain old PHP-FPM site for years and years. It might be something that can be tweaked using config files or environment variables, or might require building a custom image.
ClamAV is slow and doesn’t catch the nastiest of malware. Its entire approach is stuck in 2008. It’s better than nothing for screening emails, but for a private file store it won’t help much considering that you’ll already have the files on your system somewhere. And most importantly, it slows down file uploads 10x and increases CPU load substantially. The only good reason to use ClamAV for nextcloud is if you will be sued if you don’t!
An embryo is one of the earliest stages of development of a multicellular organism. But according to the Supreme Court of Alabama, it is a person, too — an unborn child, entitled to the same legal protections as any minor....
This appears to be some Philly folklore with no real source other than a silly Onion article from the 90s. It’s possible the Onion was spoofing a real thing that happened, or somebody just made it all up. It’s very funny either way.
He was most likely a real guy. But a guy Christian’s would absolutely hate: a brown Communist Palestinian who hung out with prostitutes, lepers, pariahs, refuted the legitimacy of the state, and organized massive mutual aid events to feed the poor. Probably a good dude. It’s a shame his followers are dicks though.
The problem in my opinion is the focus on branding Via around “luxury” travel. As nice as the comfy seats are (even for the cheapest econo fare), it really should be more like GO in terms of being cheap, “boring,” and fairly reliable. Euro-trains have very basic bus-like interiors, and that’s really where we need to be. Make the trains boring, fast, reliable, and cheap.
The funny thing is, high-speed rail actually has a much lower op-ex than our sluggish system. The biggest expense (other than building the system) is the cost of labour for staffing the cabins. The energy costs are pennies per passenger, the trains need very little maintenance (compared to a jet aircraft), the tracks need even less (again, compared to roads, runways, etc), so the real op-ex cost is just having human beings on it. A train that goes twice as fast pays out half as much human-hours per fare, so it starts to make sense why JR’s Sinkansen, SNCF’s TGV, or Renfe are basically the only forms of transport that are actually cashflow positive once externalities are considered. (“free” access to roads, free pollution, subsidies for air travel, etc)
These remind me of the post-1906 earthquake shacks. Better built attached housing would likely let people live better at a similar, if they could manage to agree on reasonable rules about living just a bit closer.
Suspended police officers cost Ontario taxpayers $134M over past decade (www.cbc.ca)
Every Car Still For Sale With A Stickshift In America, Ranked By Number Of Gears (www.theautopian.com)
Should politicians be allowed to trade stocks? | Good Work (18:21) (www.youtube.com)
Trains Are Cleaner Than Planes, Right? The surprising carbon footprint of an Amtrak trip across America. (www.nytimes.com)
The big difference is of course that you can electrify trains, as has happened in much of Europe and Asia, but not for most of Amtrak
Who would you recommend opening a bank account with in 2024?
I’m planning to open a new chequing account in the near future, and I’m contemplating bailing on RBC. I’ve been with them for a very long time, and one possible outcome is that I’ll just open a new RBC account and be done with it. That’d be… fine....
What is your favorite cereal and what country are you from?
Just wondering how different countries enjoy their cereal (or other breakfast favorites)
New York Approves Historic Congestion Pricing Plan—Here’s How It Works And What Cities Could Adopt It Next (www.forbes.com)
Using outlook mail in linux
Due to work I need to use Microsoft outlook mail on a daily basis. What I would like to know is the privacy and security concerns of various options:...
Abandoned industrial building 1/8 (p.drkt.eu)
How to fix my ZFS pool mistakes
Back when I was even less experienced in self-hosting I setup my media/backup server using a RAIDZ1 array and 3 x 8TB disks. It’s been running well for a while and I haven’t had any problems and no disk errors....
Truck-to-truck worm could infect entire US fleet (www.theregister.com)
Korea urged to prioritize hydrogen, smart cities for NEOM development (amp.koreatimes.co.kr)
Kubota Diesel-Powered Honda Insight With a Supercharger Averages 73 MPG (www.thedrive.com)
Microsoft says Russian hackers breached its systems, accessed source code (www.bleepingcomputer.com)
Microsoft reported a breach by Russian group ‘Midnight Blizzard,’ which accessed internal systems and source code using stolen authentication secrets from a January cyberattack. The unauthorized access was facilitated by a compromised non-production test account lacking multi-factor authentication and linked to an OAuth app...
What's wrong with Nextcloud, and why is it slow/clunky?
I hear people say that about Nextcloud often, which is part of why I haven’t bothered setting it up yet....
Police shut more than 14,000 accounts on Mega, Tutanota and Protonmail (therecord.media)
Embryo loss is integral to IVF. Alabama’s ruling equating embryos with children jeopardizes its practice (www.statnews.com)
An embryo is one of the earliest stages of development of a multicellular organism. But according to the Supreme Court of Alabama, it is a person, too — an unborn child, entitled to the same legal protections as any minor....
Philadelphia rule (lemmy.world)
And now we have Gritty, who incites us to throw off the chains of our oppressors
Judge rules convicted killer of London, Ont., Muslim family committed terrorism (www.cbc.ca)
cross-posted from: lemmy.ca/post/15916255...
Will the real JC please stand up. (midwest.social)
Via Rail isn’t as bad as its reputation. But we should still make it better (tvo.org)
The Great Compression | Thanks to soaring housing prices, the era of the 400-square-foot subdivision house is upon us. (www.nytimes.com)
These remind me of the post-1906 earthquake shacks. Better built attached housing would likely let people live better at a similar, if they could manage to agree on reasonable rules about living just a bit closer.