It’s rare, but as a long-haired (cis) male, someone might refer to me as ma’am or miss. It hasn’t happened since I worked retail 7 or 8 years ago.
Admittedly, I don’t have many trans folks in my life to refer to. If I see someone and their gender is ambiguous, I default to they/them pronouns. I don’t think I’ve ever offended anyone from misgendering them. I try to respect people and their identities. Hell, I don’t even like misgendering dogs 😅