If you look at the data, the problem is objectively not young people.
I’m about to buy a house in a market where median property value has risen 6x faster than median income since the 70s, meaning I’m being lectured by people who took out a 30 year mortgage to pay off what I’ll have to drop as my deposit (relative to median income). I’m also bidding against the beneficiaries of that capital growth now that they’re downsizing, and my generation’s survival relies on us paying to correct the environmental vandalism they’ve done too.
This is intergenerational class war that’s stomping the brakes on the economy as the majority pours everything they have into keeping a roof over their heads. I’m glad you managed it, but things are dark, and we should be doing better.