You’re right, thanks!
In my language there is a bug difference between a yacht and a 15 meters sailboat, but it seems it’s not the case in english. Anyway, my mistake.
200k is a nice, quite recent boat with nothing to be done before you can go and sail.
Where I live, lots of people buy older boats which need a bit of work before they can use them. You can find nice older 15 meters sailboats for 60-70k if you’re willing to have them in dry dock for a year while you do repairs and look for used parts to do the repairs.
It’s still fucking expensive (and you have easily 5k/year of anchorage and upkeep), and lots of workers can definitely not afford that, but it’s still possible without being really rich (I meet teachers teachers, nurses, engineers… who own their boats when I go sailing).