@seawall But to be fair ... until I left for college, we were hand-to-mouth, paycheck-to-paycheck poor. So the cost of doing bills wrong was "f*ck, all 5 of us are eating ramen noodles for every meal for the next 2 weeks". And I took on a bunch of that anxiety. Pre-teens.
If y'all are not in that position, such that "helping with the bills" isn't potentially traumatic, it's probably not as big a deal.
I actually really do appreciate that I was taught to be responsible with money.