it’s not just one thing though. For a non technical user, it’s nerve-wracking to worry that if you screw up the install, or download the wrong package, or configure the YAML wrong, or open the wrong port, or there’s a port conflict, or you forgot to update the software… now you’re potentially unprotected (even if that’s not the case - many will still worry).
Not to mention even if you - as I did - had to skill up to understand it, three months passes and you’re terrified to touch it because you’ve forgotten all the stuff you learned to set it up.
Same as how the majority of people don’t even change their own oil on their cars - even though it’s fairly easy.