Your premium is 116 EUR per month, plus the taxes people pay – which are much higher in those countries.
You have also traded your freedom.
The UK is currently talking about banning tobacco entirely in the name of reducing health costs despite it being a part of many cultures ceremonies and traditions. New York is still trying to control soda sizes in the name of public health. Canada now offers suicide as an option for people who would have a long (and costly) treatment with low probability of improving health.