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mrbitterness

@mrbitterness@kbin.social

admin of exile.social Mastodon instance. Taking kbin for a spin and thinking about setting up my own kbin instance.

12% 401(k) Contribution - What to do? [USA]

Hi everyone, I recently landed a new job where the base 401(k) contribution for all FTEs is 12% of your salary. This is regardless of your contribution, with no additional match. I realize that this is unusual for most people and it is for me as well. In my last job, I got up to a 6% match so I maxed that out and didn't think on...

mrbitterness,
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Most likely this is a category of 401k (or IRA) called a SEP IRA. It works to the company's tax advantage and they have the ability to force it on all employees. All employees is a requirement of this. I don't have a ton of knowledge about this, but about a decade ago I dug in to it because my wife's company did this to us at a time we really needed more flexibility on what she was contributing. I don't remember the nuances, but sadly I found it out that (at least at the time) while it seems sketchy as hell, it was legal if the company met all the requirements/followed all the rules to do this.

mrbitterness,
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I would like to be able to turn off Random Magazines, Random Posts, and "turn on" Magazines I'm subscribed to on the sidebar. All of these as user options would be great.

I know there's a lot of work going on and I know all of these items come up fairly regularly, I'm relatively sure they'll be addressed in due course.

Defederation, Threads and You

A lot of us are pretty new to the fediverse and we've arrived just in time to grapple with what is easily the biggest federation/defederation controversy ever to hit it. I've put this thread together to hopefully help communicate some of the more complex ideas that we're trying to get our heads around....

mrbitterness,
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On Mastodon at least, neither authorized fetch, nor "disallow unauthenticated API requests" really stops the outflow. it does in an ActivityPub sense, however, I have both flags activated on my instance, but Mastodon has an RSS feed for every account, by just adding .rss to the profile URL, and anyone can pull that without authentication.

The option to turn off .rss feeds for accounts doesn't exist in a standard mastodon install. the Hometown fork of Mastodon has the option to disable it.

So while the flags above will help prevent random discovery/propagation by others on the Fediverse, there are still open doors for accessing the data, at least on Mastodon. I can't really speak for the other projects.

mrbitterness,
mrbitterness avatar

Xubuntu minimal install with DWM currently.

Nix looks interesting though.

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