flisk

flisk, 1 day ago to random

you may not refer to me as a “mew mew”

flisk, 1 day ago to random German

summer has arrived

flisk, 2 days ago to random German

flisk, 2 days ago to random

:ketsawe4:

flisk, 2 days ago to random

i’m in bed hehe

flisk, 2 days ago to random

instant supernova: just add water! the destructive power of the stars right in your home kitchen!

nosleep, 2 days ago to random

all electricity is just magic smoke. when you let it out, it doesn't work anymore

flisk, 3 days ago to random

everybody around us is vaping. wtf is wrong with this place (ﾟ-ﾟ)

flisk, 4 days ago to random German

my beautiful boyfriend, whom i love

18+ flisk, 5 days ago to random

so here’s a difference between savings accounts in germany and france i now understand (i think), specifically how the interest calculation differs

the average german savings account with immediate access (also called “tagesgeld”) comes with relatively low interest rates these days, with some online banks running new customer campaigns yielding 3% or more for a fixed period and reverting to something barely above 1% after.

this interest rate is applied daily. if you put 100 € on your tagesgeld account, it starts accruing interest the next day.

in contrast, the “default” french savings account, the livret a, has an interest rate that is fixed by the government. currently it’s 3% until at least 2025. the rules for how a livret a works are defined by the government, and banks must follow them to offer a livret a.

in further contrast, the interest calculation on a livret a depends on leaving funds on your account for longer periods. calculations are made on the 1st and 15th of each month, and interest is only applied on funds that have been on the account for the entire period since the last calculation; if i understand it correctly, at each of those calculations your current balance in the livret a becomes the “balance eligible for interest”, and every withdrawal until the next calculation reduces that eligible balance. you can’t balance this out by putting money back in, because new funds are only considered starting with the next calculation and interest period.

so if you for example shove 100 € on your livret a ahead of the 1st of a month, and then withdraw it again before the 15th, you don’t get any interest on that. if you want interest, you need to leave the 100 € on the account until the next interest period begins.

so in conclusion: the livret a is designed to have a stronger incentive for people to commit to their savings and leave them untouched for longer periods if at all possible, which makes sense considering those funds are used for loans that fund the construction of social housing and other state projects. i guess you want stability in the funds you’re using for your loans.

nosleep, 5 days ago to random

today i learned that vscode highlights TODO in the comments. very cool
image.png

flisk, 6 days ago to random

good morning! i almost just fell for this spear phishing message. very well crafted, sent to an address i’ve never received spam on before, and the link to the fake hetzner login page has some remarkable forensics countermeasures, including redirects to an arabian news site after the first hit, and possibly also a different redirect directly to hetzner if you try to access it from tor.

if you wanna poke at it, the link on the “Reactivate my account” button points to https://doy [dot] do/RNdePIiF

nosleep, 7 days ago to random

awawawawa i am extremely normal about this plushie.........
Screenshot_20240505-094430.png

flisk, 8 days ago to random

love sports

flisk, 8 days ago to random

adulthood is when you can tell yourself "it's ok" and believe it. it works sometimes but i'm still not quite there yet

flisk, 9 days ago to random

my dumbest UX opinion is that designers should explicitly ask themselves if they expect an intoxicated person to operate the interfaces they design and if so to test whether it still works when drunk/high/tripping

nosleep, 10 days ago to random

incredibly ironic that a company with WATER in its name has a liquidity problem

flisk, 11 days ago to random

im full of soup

flisk, 11 days ago to random

my "want to go" list on google maps. thoughts?

flisk, 11 days ago to random

you can fill your dumplings with anything you like, it's your pierogitive

flisk, 11 days ago to random

when bro says something mad weird

flisk, 12 days ago to random

i'm such a silly water drinker

flisk, 13 days ago to random

the eponymous fops of fops.cloud

flisk, 15 days ago to random

the virgin virgin:

• has never had sex

the chad chad:

• his parents named him "chad chad" for some reason