You should see what applying for ODSP is like when your spouse has a mental illness and the doctor "doesn't have time" to sign the papers for 10+ years...
I'm very glad I don't have that experience! I know a couple people on ODSP and it's definitely a nightmare trying to apply and then managing all the restrictions they place on you.
I agree that some things are a little confusing about Rose's scenario in particular. And she definitely needs some help navigating the legal and tax side of all of this!