Hong Kong police officer found guilty of fraud over HK$26 million in mortgages

  • Superintendent Harbour Chan found guilty of two counts of fraud in relation to two mortgage applications made involving luxury house and flat
  • Co-defendant former chief inspector Wong Ho-ngai found guilty of defrauding bank but not credit firm

A Hong Kong court has found a senior police officer guilty of fraudulently obtaining mortgages in excess of HK$26 million (US$3.32 million) by concealing his affiliation with the force.

Superintendent Harbour Chan Hoi-kong, 50, appeared at the District Court on Friday to hear the verdict on two counts of fraud in relation to two mortgage applications made in 2019 involving a luxury house at Seaview Villas in Tai Po and a flat at Coastal Skyline in Tung Chung.

Deputy District Judge Edward Wong Ching-yu found Chan guilty on both counts as he had provided false documents to the Bank of East Asia and OCBC Wing Hang Credit.

Chan had claimed he worked in the private sector and made between HK$115,000 and HK$246,500 a month between July and December 2019. But Chan, who joined the force in 1995, was making about HK$150,000 per month during the time of the offence.

His co-defendant, businessman and former chief inspector Wong Ho-ngai, faced the same charges. But the judge only found him guilty of the charge relating to the bank and not the credit firm.

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