FluentInFinance

FluentInFinance, 5 months ago to random

This is what $52 from Walmart gets you:

FluentInFinance, 5 months ago to random

Career Advice: Your job is NOT your family and you don't owe anything beyond the work that you're being paid for.

Companies aren’t families, they're businesses, and it's a business relationship. Their goal is to make money, and if they can make more money by firing you, they will.

Prioritize your own growth and well-being over misplaced loyalty, and never feel guilty about leaving a job for a better opportunity.

If you have an opportunity to better yourself, never feel guilty about taking it.

FluentInFinance, 5 months ago to random

The U.S. government has spent $314 Billion more than it earned in November.

This is disturbing.

FluentInFinance, 5 months ago to random

Choosing who you marry is the most important financial decision of your life — Your spouse will either help you create wealth, or deplete it.

Making the wrong decision will cost a lot of money, time, peace, and legal fees.

A supportive spouse will help you achieve your goals and stay motivated and on track when things get tough — A winning team can never lose.

FluentInFinance, 5 months ago to random

Credit Score Tip:

If you have a credit card and a child, add your child to you credit card as an authorized user — When they turn 18 they will have an 800+ credit score, and a long credit history (as long as you pay the balance on time and in full)!

Here are the credit card age requirements:

FluentInFinance, 5 months ago to random

💥TODAY'S MOST IMPORTANT NEWS — Thursday, December 7th:

1. President Biden is forgiving another $4.8 Billion in student loan debt

2. Energy stocks fell as oil prices dipped below $70 per barrel to their lowest since June

3. Google launches AI model Gemini to compete with ChatGPT

4. The largest chicken and tuna companies have been found guilty of price-fixing in the U.S.

5. The US Senate has blocked the Ukraine funding package

🔁 If you liked this post, please repost it to share it!

FluentInFinance, 5 months ago to stocks

The Benner Cycle has predicted most major market downturns — Samuel Benner published it ~150 years ago in 1875.

#stocks #stockmarket #investing

FluentInFinance, 5 months ago to random

The person you will be in 5 years is influenced by the books you read today — Books will introduce you to new ideas and expand your knowledge.

Here are 5 must-read finance books:

• Think And Grow Rich
• Your Money or Your Life
• The Millionaire Next Door
• The Psychology of Money
• The Simple Path to Wealth

What’s one book everyone should read in life?

FluentInFinance, 5 months ago to random

Never let a job steal your life.

Time is a non-refundable resource and when it’s gone, it’s gone forever.

Life is too short to spend more time at work with your boss & co-workers, than with your own family.

FluentInFinance, 5 months ago to random

Good people don't quit jobs. They quit:

• Low pay
• Bad leadership
• Toxic workplaces
• Micro-management
• Zero work-life balance

It’s okay to leave jobs that are no longer serving you.

FluentInFinance, 5 months ago to random

Global Debt is now $97 Trillion in 2023:

FluentInFinance, 5 months ago to random

The person you will be in 10 years is influenced by the people you surround yourself with today.

Your decisions today will determine your lifestyle in 10 years — Choose your relationships wisely.

FluentInFinance, 5 months ago to random

Career Advice: Not negotiating your salary can cost you thousands of dollars over your career.

Almost all employers have flexibility when it comes to salary — If you don't negotiate your salary, you’re leaving money on the table that you could’ve had if you had just asked.

FluentInFinance, 5 months ago to random

Marijuana is now legal for over half of America:

FluentInFinance, 5 months ago to random

The old "American Dream":

• Retiring at 67
• $100,000 car loan
• $60,000 wedding debt
• $200,000 student loan debt
• Mansion with $2,000,000 mortgage

The new "American Dream":

• Good health
• Time freedom
• Location freedom

Freedom > Material things

FluentInFinance, 5 months ago to random

Never allow a job to steal your life.

No one on their deathbed ever said, “I wish I spent more time at work.”

FluentInFinance, 5 months ago to random

Don't overspend on a car just to drive it to a job you hate.

If you make $20/ hour, a new car isn't $50,000, it's 2,500 hours of your time, or 357 days of work.

Framing purchases in terms of time spent working rather than dollar amounts can provide a better perspective on financial decisions.

FluentInFinance, 5 months ago to random

TODAY'S MOST IMPORTANT NEWS — Monday 12/4:

1. Bitcoin is back above $41,000 for the first time since April 2022 and surpasses an $800 Billion market cap.

2. Gold hits a new all-time high as traders bet on interest rate cuts in 2024.

3. The U.S. Census Bureau reported new home sales decreased 5.6%.

4. The World’s largest NFT platform OpenSea has its valuation down 94% to $750 Million, down from its last valuation of $13 Billion.

FluentInFinance, 5 months ago to random

The media is filled with clowns

FluentInFinance, 5 months ago to random

The best time to invest was yesterday — the second-best time is now.

Compound interest is the best money hack — your money makes money for you while you do absolutely nothing.

FluentInFinance, 5 months ago to random

Buying a home is now 52% more expensive than renting — the highest on record:

FluentInFinance, 5 months ago to random

Scammers can steal your passwords if they have access to your clipboard. To stop this, deny website access to your clipboard in your web browser settings ASAP.

(1) In Google Chrome:
Go to settings > privacy and security > site settings > permissions > expand additional permissions (at the bottom) > clipboard

(2) In Mozilla Firefox:
Blocks this by default

FluentInFinance, 5 months ago to stocks

By investing $1,000 in the S&P 500 $SPY, you're investing:

• $75 in Apple $AAPL
• $75 in Microsoft $MSFT
• $40 in Google $GOOG
• $35 in Amazon $AMZN
• $30 in Nvidia $NDVA

and $745 into 495 of America's largest companies.

#stocks #stockmarket #investing

FluentInFinance, 5 months ago to random

Today's Most Important News:

1. A jury has found that U.S. egg producers conspired to fix prices from 2004 to 2008.

2. China allows French, German, and Italian Citizens to enter without a Visa.

3. Xenon Pharmaceuticals $XENE shares are up over 15% even after the company reported results from a study of its depression drug XEN1101.

4. U.S. Black Friday online sales increased by 7.5% from last year.

5. Cyber Monday spending is expected to set holiday records at $12 Billion.

FluentInFinance, 6 months ago to random

Life is too short to spend more time at work than with your own family.

Never kill yourself over a job that won’t hesitate to replace you — No money can ever buy back missed time with your family.