FluentInFinance

FluentInFinance, 4 months ago to random

Home builders have a "solution" for the housing crisis:

FluentInFinance, 4 months ago to random

Can't go wrong with a $15 emergency kit from Costco!

FluentInFinance, 4 months ago to random

I don't know who needs to hear this but your job is not your family.

Companies are not families, they're businesses, it's a business relationship and their only goal is to make money. If they can make more money by laying you off, they will.

You don’t owe your job anything beyond the work you're being paid to do.

Prioritize your own growth and well-being over misplaced loyalty. If you have an opportunity to better yourself, never feel guilty about taking it.

FluentInFinance, 4 months ago to random

Your boss won't remember the long hours or late nights you spent working.

The people who will remember are you and your family.

Working hard is important, but your health and family are what matter most in the long run.

While work serves a purpose, it should never define you, or come before your well-being.

FluentInFinance, 4 months ago to random

The wealthy avoid taxes using the “Buy-Borrow-Die” strategy:

Step 1: Buy assets and hold (to avoid capital gains taxes from selling)

Step 2: Borrow money from Banks for living expenses using assets as collateral, at low interest rates (while assets appreciate)

Step 3: Interest paid on borrowed money is a tax write off

Step 4: Wait and repeat. The long-term gains on assets outweigh the short-term cost of borrowing money

Step 5: Pass assets to kids, tax-free (with stepped-up basis) and repeat

FluentInFinance, 4 months ago to random

A great leader will help others rise.

Here are 11 sentences all great leaders should memorize:

• Thank you.
• Let’s celebrate.
• You’ve got this.
• I believe in you.
• I trust your judgment.
• How are you really doing?
• Tell me more about your idea.
• How can I support your growth?
• What challenges are you facing?
• What do you think we should do?
• What do you need to be successful?

Great leaders inspire.

FluentInFinance, 4 months ago to random

The best measurement of wealth is time.

Value is derived from scarcity, and time is the most scarce resource we will ever have.

Time is non-renewable, non-replenishable and non-refundable. Once time is spent, you can never get it back.

Money is an exchange of value, for time — And not enough people protect their time.

FluentInFinance, 4 months ago to random

If your debt won't make you wealthier, don't do it.

FluentInFinance, 4 months ago to random

Credit Score Hack:

Add your child to you credit card as an authorized user as soon as their born, and when they’re 18 they’ll have an 800+ credit score with a long credit history (just pay the balance on time, and in full!)

Here are the credit card age requirements:

FluentInFinance, 4 months ago to random

Don’t be fooled by the illusion of wealth. According to many, wealth looks like:

• Mansions
• Sports cars
• Designer clothes
• Luxury vacations

But, true wealth is:

• Health
• Time freedom
• Location freedom
• Financial freedom

Freedom is true wealth. The sooner you realize this, the better.

FluentInFinance, 4 months ago to random

7 NEW YEAR'S RESOLUTIONS:

✓ Spend more time with people you love
✓ Leave behind what isn't good for you
✓ Have a more positive outlook
✓ Don't respond to negativity
✓ Smile and laugh often
✓ Practice self-care
✓ Get more sleep
✓ Eat healthier

What would you add?

FluentInFinance, 4 months ago to random

Has anyone had success turning themselves into a "morning person"?

How'd you do it? What are your best tips?

FluentInFinance, 4 months ago to random

Job hopping every 2-3 years is one of the best life hacks.

You create a higher baseline for your future earnings — such as higher salary and bonuses, better stock options and more opportunities for advancement. You may also find better:

• Benefits
• Work culture
• Career growth
• Work-life balance

Job hopping may get a lot of bad press but it's one the best ways to increase your wealth over your lifetime.

Agree or disagree?

FluentInFinance, 4 months ago to random

Cities with the highest and lowest inflation:

FluentInFinance, 5 months ago to random

Losing money hurts, so learn from your mistakes, forgive yourself and move on.

We all make mistakes, no one is perfect.

Money mistakes only become a problem if we don’t learn from them and repeat them.

FluentInFinance, 5 months ago to random

The larger your portfolio grows, the easier it becomes to build wealth — A 10% gain is:

$1,000 on $10,000
$10,000 on $100,000
$100,000 on $1,000,000
$1,000,000 on $10,000,000

Gains may start small, but investing becomes easier as your portfolio grows in size over time.

The more you invest, the more compounding interest will work.

FluentInFinance, 5 months ago to random

The same monthly home payment:

• $600,000 home @ 2.5% interest rate
• $392,000 home @ 6.5% interest rate

What's your interest rate?

FluentInFinance, 5 months ago to random

BREAKING: Nancy Pelosi has purchased up to $5 million of Nvidia $NVDA call options.

This is her largest purchase in the last 3 years.

The call options have a strike price of $120 that expires in December 2024.

FluentInFinance, 5 months ago to random

According to many, being “rich” is:

• Mansions
• Sports cars
• Designer clothes
• Luxury vacations

But, true wealth really is:

• Health
• Time freedom
• Location freedom
• Financial freedom

Never be fooled by the illusion of wealth.

Life in itself is wealth. Live it. Enjoy it. Love it.

FluentInFinance, 5 months ago to random

Being rich is having money, being wealthy is having time.

Time is a non refundable resource and when it’s gone, it’s gone forever.

The biggest privilege that money can create, is complete freedom and control of your time.

FluentInFinance, 5 months ago to random

58% of U.S. households are now investing in the stock market — an all-time high!

What's your favorite stock or index fund?

FluentInFinance, 5 months ago to random

If you didn't come from a wealthy family, a wealthy family can come from you.

Every family has that one person who creates generational wealth and breaks the cycle of poverty.

Be the one.

FluentInFinance, 5 months ago to random

Apple’s first investor was Mike Markkula.

For 1/3 of Apple he invested $250,000.

1/3 of Apple is now worth $1 Trillion.

FluentInFinance, 5 months ago to random

Costco $COST sold more than $100 Million in Gold bars last quarter.

The Gold bars were listed for $2,069.99 an ounce.

Members seemed happy, with a 4.9 star rating and 800 reviews on Costco’s website.

freemo, 6 months ago to random

@FluentInFinance Hi there, got your follow, thank you. Do you intend to interact with comments and people from this account, or will it be post-only?

Best of luck to you