Figured out how the disaster remediation contractor hired by my insurance firm makes their margin. They spent a lot of time getting estimates for carpet to match the existing carpet quality ($$) approved by the insurance company, but the carpet they ended up installing is Home Depot contractor grade (yes... I knew this would be the case). This is why a lot of the folks I talked to who took the money from insurance to do their own remodel are in litigation. #disasterremodeling