LordOfTheChia

@LordOfTheChia@lemmy.world

This profile is from a federated server and may be incomplete. Browse more on the original instance.

LordOfTheChia,

You have to get the whole horse bloodline. If you leave any alive you’ll be spending the rest of your life in fear everytime you hear hoof steps behind you.

LordOfTheChia,

Aerodynamics and metal fatigue hasn’t changed much of any at all in a century.

Once you have a good airframe design, it just becomes a matter of upgrading electronics, engines, regular repairs, and servicing parts that are known to be prone to metal fatigue.

Hence why the B-52 which was first flown in 1952 will likely be in service until 2060!

LordOfTheChia, (edited )

Are we talking about eliminating renting altogether?

Cause that is what it sounds like in this thread. Folks wanting to completely eliminate renting and drive folks to buy a house Everytime they move.

This ignores things like closing costs, realtor fees, really high property taxes, expensive home repairs, and temporary work assignments.

Maybe you really need a job but don’t want to straight up buy a house and instead rent something until you can find a job back in your local area or you decide it’s time to take the plunge and move for good.

Sure there are many a-hole companies and landlords that try to squeeze their tenants for every dime and treat their tenants like crap (lord knows I’ve run into those), but on the other hand there are folks who need a place to live but haven’t decided where they want to settle down and people who can rent their old property at a decent date based on the low interest they themselves were able to lock down.

Some are folks (like me) who moved but couldn’t afford to keep their house empty for an extended period of time to put it on sale while they’re paying rent or a mortgage in another state. So renting, even if you’re barely breaking even, makes sense.

Better to rent your old house for barely above the costs for the property taxes, homeowners insurance, and mortgage interest, and maintenance costs than to take a 6-12 month hit where you have to pay the above while not living in the house because your new job is in a different state. And that is if you sell in 12 months and don’t take a big hit on the sale.

If you’re buying/selling a house every 3 years then you’re really going to get screwed. I personally went from living in a home I owned (and paying a mortgage on) to renting for 3 years just to understand where I wanted to live in a new state, which areas had the best employers, and wait out on a low APR and decent buyers market.

If I had to buy a house instead of having the option to rent, then I would have ended up buying a house near that employer which would have been over an hour commute from the better job offers I got after I moved here.

LordOfTheChia,

If they can go back in time and get the same APR and buy the house for the same price…

LordOfTheChia,

Buying house for say 100k at 3% APR, renting it because you were laid off and cant afford moving expenses, rent in a different city, plus paying a mortgage on an empty house for 6 months to a year while it sells. Then years later you still keep it because, while you could sell it and cash in, with the low APR you got on it you can afford to rent it for less than the corporate scum suckers who try to monopolize housing = Parasite

Kicking out your renters and selling said house you bought at 100k for 200k to corporate scum suckers who will turn around and sell it at an even higher price or rent it at really high rates OR someone else who will end up paying way more than the rent I was asking for the place because interest rates are about double and the house has also doubled in price = internet hero

No room for nuance, got it.

LordOfTheChia,

Yes, let’s pretend that housing prices haven’t gone up (lumber shortage, pandemic, what are those things?!)

And let’s live in a world where interest rates haven’t changed in the same time period (2.75% APR should be about the same as a 7% APR mortgage!).

Lastly, let’s ignore closing costs and the huge hunk of money realtors, banks, title companies, surveyors, and so on make every time a home is sold.

The main issue folks have with those generic “fuck all landlords!” posts is that while yes, corporate landlords that monopolize housing and keep raising rents in lockstep and invent fees suck ass, there’s also folks who found it easier to rent right away vs keeping an empty house on the market. Those landlords are paying a 10 year old mortgage with 10 year old lower interest rates, but 2024 property taxes and home insurance.

10 year old mortgage for a home at 2014 prices + current property taxes and insurance + 10% profit margin (the horror) << Brand new mortgage on the same home at 2024 prices and 2024 APR + insurance and property taxes.

Oh and I forgot about mortgage insurance. The person renting their home likely has gotten their mortgage below the cutoff for requiring mortgage insurance.

There are many situations where both the person renting their home and the renter come out way ahead.

The only ones who win by forcing everyone to sell their homes and no longer rent are the banks (more closing costs, prey on folks who aren’t ready to buy a home with high APRs and mortgage insurance, get to close out low APR loans for new higher APR loans), real estate agents and everyone that gets a cut Everytime a home is bought and sold.

That said there is something that can be done for the big investment groups that are buying up homes to jack up prices and corner local rental markets.

LordOfTheChia, (edited )

Seeing the same thing here. Apparently I’m scum because I’m renting my previous home for -10%/+10% of: mortgage on the lower price I paid 10 years ago, plus property taxes, plus home owners insurance, plus repairs and maintenance.

Apparently I would no longer be scum if I stopped renting it and refused to renew my tenants lease, sold the house and made a huge profit now, and the next person will have to pay brand new closing costs plus a mortgage on double the home value and double the APR.

I’m guessing most folks down-voting the sane responses saying rentals aren’t needed have never tried selling a house (and gone 6+ months paying the mortgage for a house you no longer live in) or don’t know there’s a “break even” calculation that tells you how many years you have to live in the same house before you’re better off than having just rented (realtor fees to sell the house, closing costs, time to sell the home where you’ll still be paying your mortgage + taxes + insurance, time to close, getting credit approval for a mortgage, etc).

Hell, I did the calculation when I had to move to a new state and I was able to rent a house for less than it would have cost me to pay for closing costs and realtor fees when I would have sold the house 3 years later. Not to mention the time to come up with 20% down payment.

But fuck me for not taking the easy way out, kicking out my tenants and cashing in on the current huge property values to sell my old home.

LordOfTheChia, (edited )

Maybe follow the thread?

lemmy.world/comment/9580949

Edit:

it doesn’t make you a martyr to barely break even, it still makes you a parasite.

LordOfTheChia,

Updated with the specific quote. The sentiment of which has been echoed in this thread multiple times.

LordOfTheChia,

Do a search for you server OS + STIG

Then, for each service you’re hosting on that server, do a search for:

Service/Program name + STIG/Benchmark

There’s tons of work already done by the vendors in conjunction with the DoD (and CIS) to create lists of potential vulnerable settings that can be corrected before deploying the server.

Along with this, you can usually find scripts and/or Ansible playbooks that will do most of the hardening for you. Though it’s a good Idea to understand what you do and do not need done.

LordOfTheChia, (edited )

Also home insurance isn’t tax deductible (to my knowledge unless you’re renting the house and then it counts against the income you made renting) but the interest paid is.

LordOfTheChia,

There’s a thing called organizational death spiral. You don’t have to down 100% of aircraft to cripple the Russian Air Force.

The less planes they have, the more they have to use the same aircraft, the more airframe stress that accumulates on those airframes, the fewer aircraft they have to rotate in during repairs and maintenance.

forbes.com/…/shooting-down-11-russian-jets-in-11-…

Also:

breakingdefense.com/…/russias-air-force-eating-in…

Modern Russian aircraft are designed for a 3,500 and 4,500 flight hour service life, and some for as many as 6,000. But the Soviet-era platforms were designed for 2,000 to 3,500 hours. Some models, such as the MiG-31, have been upgraded to extend service life, but most of the older models are nearing the end of their service lives with only 500 to 1,000 hours remaining.

LordOfTheChia,

Just gotta live, one quarter parsec at a time.

LordOfTheChia,

“My ego will block out the sun!”

“Then we will vote in the shade.”

LordOfTheChia,

Another reason for going with a swap file vs partition (if you need either) are nvme and SSD drives.

A partition that’s only a few GB and written to constantly will wear out a solid state drive quickly.

Using a swap file in a larger partition that has other data allows the drive to even out the wear across more storage cells.

LordOfTheChia,

▼Player

・Items dropped by players after death on a dedicated server can now be picked up by anyone after 24 hours of real-time have passed

・Added a new “sleeping” player emote (edited)

LordOfTheChia,

▼Base Related

・You can now allow/disallow certain work for base Pals at the Monitoring Stand

・Chest filters have been added. Select item types to allow or disallow inside chests

・Crafted items are now transported from crafting facilities. Selecting “allow transport” when crafting will result in Pals transporting those items to chests when finished

・You can now edit your character’s appearance at any time by using the “Antique Dresser”

・Building and building piece placement rules have been relaxed

⤷ You can now connect stairs facing upwards

⤷ Roof pieces can now directly connect to foundations

⤷ Triangular walls can now be connected to stairs

LordOfTheChia,

・You can now force a Pal to work and cancel their break by picking them up and throwing them towards a facility (Pals recover their SAN while taking a break, so be careful!)

・Fixed assignments remain fixed, even after bad events occur. Previously, some assignments would change due to certain conditions, but now they will remain fixed unless the Pal is placed inside the Pal Box

LordOfTheChia,

▼Balance Adjustment

・Minimum heat and cold resistance have been added to various armour. You will no longer need to take off your heat-resistance armour when it is cold at night in the starting areas!

・Reduce the button press time in the egg incubator

・Change the pattern for Jormuntide Ignis to something more unique

・Added legendary blueprints for some firearms (Dropped from specific enemies)

・Corrected the selling price of diamonds ・In single-player, it is no longer possible to select the initial spawn point for multiplayer

・Blocked the back of the starting area with rocks to prevent players from getting lost or stuck

・The increased attack power multiplier of partner skills that increase the player’s attack power while riding has been uniformly reduced from 2.0 to 1.2

・Eggs now have a small chance to produce Alpha Pals

・Flying and floating Pals are now immune to falling damage

・Shop price adjustments

LordOfTheChia,

▼Bug Fixes

・Fixed a bug where treasure chests would become empty when dying in a dungeon, etc

・Fixed an issue where the effect that increases the player’s attack power while riding was duplicating and accumulating under certain conditions

・Fixed an issue where players were not receiving loot when capturing Pals while mounted

・Adjusted the HP of the Legendary Pal and fixed an issue where the difference in HP between the captured Legendary Pal and the bred Legendary Pal was too large

・Fixed an issue where Pal would eat while riding.

・Fixed an issue where spheres thrown close to wild pals would not hit and be lost

LordOfTheChia,

▼Others

・Improved various Pal models and textures

・Added and adjusted some sound effects

・Many other minor bug fixes

▼Dedicated Server

・Fixed an issue where sorting did not work in the server list

・Improved the server list to allow page transitions

・Dedicated servers now support various log outputs

・Implemented REST API

※ Please check the tech guide for details tech.palworldgame.com

LordOfTheChia,

▼Cheat Prevention

・Fixed a vulnerability that allowed Steam account spoofing

・Fixed 7 other critical vulnerabilities

▼Soundtrack

・One new song has been added to the soundtrack. If you have already purchased the soundtrack, please update and enjoy the new song! ※ Please note that the soundtrack may take a few days to update

LordOfTheChia, (edited )

Not in patch notes

Brothers of the eternal pyre can drop polymer

Some Pal Genetic Research Units can drop circuit boards.

Crusher has recipes for small, medium, and large pal souls added.

Breeding Jormuntide + Blazehowl will now yield a Jormuntide Ignis Reddit discovery credit

You have to hold down the Alt key to build stairs leading down. Reddit discovery credit

Electric pals will charge the generator to 100% and then do something else until the generator drops to 80% Credit

Ragnahawk no longer fits through dungeon doorways.

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