It gets funky ... from what I'm finding (I found more, but this was the easiest and it comes from a legit looking location), there is such a thing as negligent fraud in CIVIL law, but even that requires that you to have not had reasonable reasons to believe it to be true. I would argue that they're idiots and should have known better, but, I can't say that I'd win that argument in a courtroom (if I somehow found myself there, lol).
On the criminal side, from what I'm seeing they basically all require some form of intent, but 'fraud' at a criminal level doesn't seem to exist, it's all different legally defined types of fraud.
Either way, you'd still be guilty of driving without a valid license whether you thought you had one or not, it's just giving an invalid 'license' over to the officer wouldn't necessarily have been fraud.