I believe in the value of files, but I'm not convinced that folders are the best way to organize them.
Files (in open-standard formats) are our most powerful weapon against walled gardens! If you can take your things effortlessly from app to app! Allowing you to switch apps at a whim or combine multiple apps together.
There can be great business risk in not recognizing how mission-critical your files are. How you want them to outlast any particular service or software.
