Also this requires exposing all your financial data to Nordigen, which defeats (in my opinion) the largest selling factor of Actual: not giving any 3rd parties access to your financial data.
Actual Budget looks like a promising self-hosted option. Don’t think there’s any bank linking, though it’s been on the roadmap for a while. I’ve looked around and haven’t found anything else that I’d believe isn’t selling all of your financial data to advertisers.
The Fed has massively increased interest rates in the past year or so to fend off a recession. That’s in part what led to the recent bank failures, because the banks made stupid investments hinging on low interest rates. As a whole, it’s been working wonders for the economy. Things have been stabilizing and fears of a recession have lowered.
In short, yes, 4.15% is on the good side, but it’s also pretty common in the US right now. Some savings accounts have 5%+ last time I checked, though those are harder to come by and often have stupid rules attached.
I don’t disagree, but it’s an important distinction to make that Apple is not the bank in this scenario. Goldman Sachs is the bank. Apple is basically just whitelabeling in the same way every store nowadays wants you to get their credit card. Macy’s giving you a credit card with their name on it does not make them a bank. Same goes for Apple.
Better yet: start getting your coffee from a local shop and stop going to Starbucks at all! The trick is finding a local shop with real specialty drinks, not just a variety of syrup flavors.
Quotes make it only return results that contain exactly what’s in the quotes. All you need to do is put a string in your website that is unique to all indexed pages. Since there’s no length limit (well, google searches have a max length, but it’s pretty long), I expect that the vast majority of web pages will have some phrase you can use like this.
In theory, you could just search for the entire contents of a page in quotes and it’ll be the only thing that pops up unless another page is identical or contains an identical copy of the first page within it.