mke_geek

@mke_geek@lemm.ee

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Nearly 1K students enrolled in Milwaukee Public Schools have not attended a single day this year (www.wpr.org)

Records show one of the missing Milwaukee students was 15-year-old Erik J. Mendoza. Mendoza was charged with first-degree intentional homicide in the Oct. 25 beating death of 5-year-old Prince McCree. McCree’s body was found in a dumpster after being reported missing by his mother the day before....

mke_geek,

You get down votes on Reddit or Lemmy when you go against the hive mind. Heaven forbid you try to have a rational discussion with a different opinion.

mke_geek,

It doesn’t make money to produce a product that kills your customer base quickly. Killing them slowly is what the cigarette industry does. Get the customer to purchase over and over again.

mke_geek,

It’s the same story in many cities; the government doesn’t handle both managing money AND providing housing. The government should stick to just managing the funds and let private industry manage the housing.

mke_geek,

That’s a dumb idea.

mke_geek,

That’s also a dumb idea.

mke_geek,

What’s the reason for its closing? Funding for the site? The article doesn’t say.

mke_geek,

Buy medical debt. You can clear someone’s $150,000 debt for like $200.

How do you do this?

deleted_by_moderator

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  • mke_geek,

    This is an example of hating other people irrationally.

    mke_geek,

    Not even $30k. I just got a pre-owned SUV for under $20k.

    mke_geek,

    Houses with issues might not be able to be financed by a mortgage. So a company/individuals will fix the issues, then resell the house to someone who can now get an FHA loan for it.

    FHA loans have strict requirements on the condition of the house in order to give funding.

    If someone does work on the house, they should get paid for their efforts.

    mke_geek,

    This would take all the single family and duplexes off the rental market and make a ton of people homeless. No thanks. There’s enough people homeless in this country due to drug and alcohol issues.

    mke_geek,

    Landlords don’t “scalp wealth”. The income they earn is from working their job. Just like anyone else who is self employed.

    mke_geek,

    When you rent, you also pay for the flexibility of being able to pick up and move in a short while if you get a new opportunity somewhere else, or just want to move for whatever reason.

    Some people rent because they don’t want to worry about repairs, or mowing lawns, or any of that stuff.

    They’d rather spend $3,500 taking a nice vacation than on a new furnace.

    mke_geek,

    But if you want something NOW, instead of saving up for it, you take on debt. People don’t have as much patience it seems, than in years past. Also society has become more reliant on convenience (which costs more) and being lazy than taking the longer route (which costs less overall).

    But that’s the freedom in it, right? The ability to choose the more convenient, fun route than the longer, saver route. An “ant vs grasshopper” fable in real life.

    mke_geek,

    Shhh … people don’t want to hear common sense on the Internet. They just want a place to complain that “life isn’t fair” because you have to give up one thing to get something else.

    mke_geek,

    I think people on average just don’t know how to follow a budget, save money, etc. I really don’t think we have an income problem in the US (at least for the median household), we have an education and priorities problem.

    Bingo. But people don’t want to hear that the problem is themselves, it’s far easier to complain about and blame other people.

    mke_geek,

    I’m in a cheap rent city with abundant housing and am still paying more at about $1850 months now

    That’s not a cheap rent city. You’re in a higher priced area. My area is a lower cost of living area. Rent is under $1,000/mo unless you want to live in a luxury high rise by the water.

    another $180 for phone and Internet

    I pay $80/mo for Internet on one of the higher plans and $45/mo for a cell phone plan. Total $125/mo. How is yours so much higher?

    definitely feel like I should be saving more per month than I am but actually don’t know where it goes.

    This is where tracking your income and making a budget comes in.

    mke_geek,

    Engineering is a degree with a practical application.

    Those getting degrees in philosophy or art history aren’t practical.

    Also people shouldn’t dismiss getting into the trades. Especially women. Right now there’s a shortage of good contractors. There’s good money to be made. You don’t need college for that.

    mke_geek,

    The problem is not that the furnace is $15/mo, it’s that it requires having $3500 all at one time. Newer furnaces have circuit boards on them and seem to require more repairs and maintenance. Everything does really. Appliances, water heaters, etc. There’s lots of expenses to home ownership and expenses that happen suddenly instead of being able to plan neatly for them.

    mke_geek,

    How about being civil instead of name calling?

    mke_geek,

    Again, not everyone who owns a home saves up for those things. Case in point, one of my friends budgets for an annual furnace tuneup at the end of summer. Well, they discovered that the furnace is dead and won’t start up once it gets cold. So her plan is to work a second job for a month to be able to afford getting a new furnace since it’s close to winter.

    If she was renting, the owner would simply replace the furnace and she wouldn’t have to worry about it.

    mke_geek,

    I’m willing to bet there’s a lot of homeowners like this. Why do you think there have been so many foreclosures?

    New homeowners get the house then they think that’s it.

    But it’s not.

    Homeownership isn’t for everyone. Not everyone is financially responsible to own a house.

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