railsdev

@railsdev@programming.dev

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railsdev,

I can’t speak to whether it’s grammatically correct or not but I noticed people speak like this in Los Angeles. I moved here from the Midwest 10 years ago and this is one of the first things I noticed.

I also know/hear/speak Spanish and I really think this is where it comes from.

railsdev,

Upvoted for IVPN. I use them and I have no complaints so far, though I route traffic to my VPS then to IVPN so I can do some DNS caching among other things (mainly routing between private subnets).

railsdev,

Couldn’t you always create folders in the Start menu? Is it taking 30 minutes to enable only that? I have so many questions.

railsdev,

I love love love music on a nice pair of headphones but when people start playing music (whether it’s compressed MP3 trash or high quality) out loud on a speaker then I’m irritated.

railsdev,

Don’t wanna hate but maybe this will stir the pot: any time I go to a website and go “this is definitely Wordpress” I’m usually right (I check with the Webappalyzer extension).

railsdev,

Yeah, that’s a fair point. I’ve been surprised to see a website is Wordpress from time to time.

As far as /wp-admin goes, I know all about that! Any web server I’ve run is constantly overrun with bots trying to hack it. A lot of times I configure nginx to simply drop connections to any URL ending in .php or GZIP bomb.

railsdev,

Warning: US-centric semi-relevant rant inbound

As a hardcore online banker: I don’t want another fucking bank. I want the actual problem that is the slow-ass ACH network (looking at you NACHA) to be solved. Online banking was as perfect as it was going to get under Simple until they sold out.

While I’m on a rant: fuck companies that sell out. Fucking tired of amazing companies kicking ass in their field selling out. That goes for Simple → BBVA, ONE Finance → Walmart, Truebill → Rocket.

Shit man. I’m a programmer and I just want to write my own bank at this point, but that won’t happen because I’m not a multimillionaire.

Seriously I asked ChatGPT how to solve this shit and it just said “use personal finance apps” but okay? They all suck. Whose dick I gotta suck for instant ACH (remember Dwolla?), multiple checking accounts and an automated “money manager?” And don’t give me “pOCkeTs.”

railsdev,

I ditched ONE pretty quickly after they sold out. A few times I’ve logged in just to see what’s up and the UI sure went to hell. I always knew it was just a wrapped React app but now it’s like they’re not even trying. The Walmart color scheme was a hasty change that seems to break a lot too.

I wish they’d support Webauthn or 2FA with the QR rather than the 2012-era SMS/email code. Why would I want SMS/email OTP codes for a bank? Seriously guys you’re like 10+ years too late but I guess a lot of other websites think this is “modern” too lately. 🙄

railsdev,

I’ve looked at Varo a few times but each time I’m always like “nah” and never take the plunge.

These days I’m rocking Betterment. I’ve got two checking accounts but I didn’t realize both would be tied to the same debit card as a toggle; lame.

Maybe it’s time to give Varo a chance.

railsdev,

It’s been a hot minute but IIRC it’s “next day” or “same day” but opt-in on the bank’s side. And of course a bank will never tell you flat out what they use.

I might be petty on this topic. Many times in my life I’ve been screwed due to slow/unpredictable transfers and I go into a research frenzy but I quickly forget the results of said frenzy.

I’m also comparing this to like, what other countries have. Recently I discovered that in the Philippines you can instantly move funds between two debit cards simply by using the card details. It’s like the Visa/Mastercard proprietary P2P stuff (think Cash App) but at the bank level (ACH).

railsdev,

You could get a smart switch but then you’d need to bring it out of “sleep mode” after switching it on.

railsdev,

I really thought they were implying it should turn on/off automatically. 😂

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