Everyone might know this, but you can set up wire transfers direct into a recipient's bank account (using the same details they'll give you if they ask you to do a conventional wire transfer) using #Wise. They'll guarantee the exchange rate for a couple of days while you pay the money in on your side (can be done after setting up the transfer) and even give you a nice tracking page you can share with your recipient. They send you the transaction reference afterwards, too. It's very smooth.