Kaonarose, BOTH of my dogs finally have pet insurance! I’m so relieved. I found a much more affordable company with great reviews, so I was able to get a plan for both dogs! There are of course minimum annual payouts and they only cover a certain percentage. Ellie’s plan isn’t as great as Lucy’s, because she’s much older and also has a bunch of pre-existing conditions. It’s a financial stretch for me, but it’s sure peace of mind and could come in handy.