cassidy, Google Pay is Dead, Long Live Google Pay
https://blog.google/products/google-pay/payment-apps-update/
The gist: Android phones come with Google Wallet where you can load up tickets and payment, loyalty, & transit cards to use w/contactless or barcode readers. In the US, you also get the GPay/Google Pay app where you can do peer-to-peer payments and link your bank account(s) to see insights. This was going to be Google’s bank offering before that fell through. They’re shuttering the latter to focus on Wallet.