'encouraging banks'? Ridiculous. To make them stop making money you need to undo centuries of established precedent that corps have a fiduciary duty to their shareholders. 'encouragement' is useless unless you're being coy about effective action.
We can see how well voluntary individual action is working.
The EPA is about to be completely destroyed by SCOTUS and a reelected Trump. There's no way to stop them peacefully before +2°C, which is still