Does anyone know of an online brokerage that offers decent 2FA (hardware token or TOTP app) for account security?
I've used Fidelity and Merrill Lynch and the best they offer is suboptimal 2FA factors like SMS or email. Fidelity just tried to railroad me into using voice authentication.
Their entire security model seems centered around
social proof, and
users noticing fraud and reporting it in a timely fashion so they can hit a big red undo button.