It’s by far the part of the game I like the least… there’s always a couple of gold nuggets I can’t seem to find. It’s boring, and also frustrating to see my food supply dwindle.
I’ve noticed that using a teleport spell will take you to, or very near, an unexplored area. If I feel like I’ve looked everywhere that shows signs of being a false wall then I’ll use a teleport spell and that solves it for me. Same goes for finding secret rooms in fully explored levels if I have a lot of unused teleportation spells.
I agree, I pretty much won’t do “Contact Us for Pricing” unless it’s construction work or something, but man, have you seen the Uhaul moving box in person?
It’s a wooden pallet with wobbly plywood walls and a tarp on it. It looks like something you’d see in a homeless camp.
I’d do it again but damn, the price definitely matches the quality.
Taxes, maintenance, a management company but probably most of all the interest on the insanely large loan you took out to get it. We “bought” a house with a 30 year loan and if we were to rent it out right now at market rate, there would be no profit. We would probably take a small loss other than the opportunity to hold the property hoping that the price of housing continues to rise. It hasn’t risen since we bought the house a couple of years ago. If you’re old enough to remember 2008, then you also know that it doesn’t always go up. Sometimes it goes down pretty dramatically and you’re left holding the bag.
If the house sits empty between tenants, those costs don’t go away. So for me, in my one bathroom house, that would be $2,400 a month (not including maintenance.) Where is that money gonna come from? I don’t have it because I’m paying rent somewhere else to try and make more money to dig my way out of this hole in this hypothetical situation.
So why not sell? To sell it, we have to pay 6% to real estate agents. If we actually owned the house, not just a massive soul-crushing loan, fine. But we don’t. So that 6% is a SHITLOAD of money when you borrowed all of it besides the 15% down payment that was two people’s life savings plus begging for more from relatives. So selling means half your combined life savings and the money you begged from relatives, poof gone.
Most people have a mortgage like this and amortized interest rates mean that in the beginning, 90% of the money you give the mortgage company goes straight to interest because you pay off 30 year’s worth of interest up front so that they’re sure they get their profit (and because paying the full 5% interest on a note that big every year would be impossible for most people.)
People who bought recently, have a mortgage and a single home that they rent out are not making any profit in areas with expensive housing. It’s not like houses are cheap to “buy” in the first place. They get you good.
Why buy at all then? Because I don’t like landlords telling me what I can and can’t do. So much so that I gambled it all on “buying” a place.
“Loan interest payments are absolutely not something that should be covered by rent - you just take someone’s labor and to pay for something in order for you to eventually own it.”
Where will the money come from then? I’m not rich, I can’t afford to lose money every month renting out a place for less than it costs me. I also can’t afford to sell it. The concept sounds great to me though, I shouldn’t have to pay any interest just for a place to live. Hell, I shouldn’t have to pay anything at all. Help me go burn down the mortgage company and tax office and then I can let people live there for free if I have to leave town for a few years. Everyone wins. Except the people with money to lend of course, so you’ll need to have cash to buy a house, which means only the rich will have houses.
“Wait, why would people buy houses with 30y loans just to rent them?”
Because you didn’t buy it to rent it, you bought it to live in, but your situation changed. You need to move for work or family and that move may be temporary. You can’t sell your house without taking a massive loss and anyway, you’ll probably just get laid off again in the city you moved to to find work. Or maybe the aging parent you left to care for finally died and you want to come home, maybe you took a 2 year gig in another country to try and make more money. Maybe you dream of coming home to retire there after you spent all your good years working somewhere shitty.
The alternative is to sell your house and buy another one in the new place which can be financially disastrous (ask me how I fucking know) or sell and rent, knowing that you might well never be able to afford another house due to interest rates rising.
I’m not selling my only home and taking a massive financial loss to help reduce housing prices by 0.00001%. Fuck that.
For the record I’ve never rented my house out because I dislike the idea of renters as much as I dislike landlords. But in retrospect, I wish I had done exactly what we’re talking about in this thread because then I could at least go home, even if the renters trashed the place, at least I’d have a place. Now I can’t go home, I’m just trapped in this new place.
Some people on Lemmy seem to be under the impression that everyone who “owns” a home is a French Duke lounging around in Ibiza eating soft cheeses and drinking fine wine with your rent money. It’s weird and I don’t understand it because if you’ve ever tried to buy a house and used the “what will my monthly payment be” calculator, then you would know that being a landlord is not profitable unless you have a lot of cash, a lot of houses and/or decades of time.
“I would actually like more people to be ready to go “burn things down”, literally is optional, figuratively is a must.”
That’s one thing we agree on for sure! The way things are trending is not sustainable and people will only put up with so much, so things will have to change at some point.
Thanks for letting me vent haha. I hope you get your own money pit and plant some nice trees in the yard someday.
No issues for me using NextDNS. I’m a big fan. It blocks everything way upstream at the DNS level so I don’t need to worry about configuring my devices. It’s basically a lazy pihole. I used to run pihole but moved to a new place and couldn’t be bothered to set it up again. No regrets, one less thing to manage.
Phaeocalicium polyporaeum is a tiny mycoparasitic fungus, seen here on its most common host, Trichaptum cf biforme, although it has also been reported on Trametes versicolor.
Great, now I’m gonna be looking even more like a crazy person when walking in the woods, as I crawl around sticking my face up to every Turkey Tail (Trametes Versicolor) that I pass looking for these. Jk, thanks for sharing!
This threw me for a loop but after looking at the comments, I think it’s the minimalistic version of this taken to its extreme (by chance.)
Edit: cool to see though, thanks for sharing.
The video shows Michael Yon making false claims regarding so-called “terrorists coming across the border being funded by Jewish money.” Yon was speaking at a “Take Back Our Border” convoy in Texas....
You’ll be fine. The average Texan isn’t even aware of this stupid shit and the cities you listed are way more left-leaning than a small town in whatever state you’re from.
This is a few hundred idiots in a state with a population of 30 million people. I saw more people at Costco yesterday.
Some articles have misrepresented it as 1,000 people, but that was a concert in Dripping Springs, a small town outside of Austin (not the border) with Ted Nugent and Sarah Palin. 1,000 people turning out for a musician with Top 40 hits is actually a very poor turnout for being near a city with 1,000,000 people.
This is all just media hype. Edit to add: And politician hype. I’m not sure which one I’m angrier at. They both suck for trying to “make fetch happen.”
They’re doing it wrong.
The secret is cheap bacon.
So paper-thin that they would be embarrassed to sell it at the regular grocery store. We’re talking Family Dollar, so-thin-it’s-transparent, deceptively packaged bacon.
CornKing is an example of a pretty thin bacon and it’s available at places like Wal-Mart
I’m also surprised by how many black people have bought into this. Primarily because most non-white people should know that if you piss cops off for any reason, right or wrong, you’re gonna have a bad time. They really, really don’t give a shit about your roadside lawyering and some cops will absolutely fuck you up, both physically and legally if they’re in the mood. A little bit of “resisting arrest,” a planted firearm and contraband, you’re going to prison. They won’t even feel bad about it because they’ll justify it as “getting a bad guy off the streets.”
Cooked onions, I suppose I’d agree. They’re just kinda mushy. Raw onions on the other hand have a great crunchy texture to me.
Thick sliced raw onion rings on burgers fluffs the whole thing up a bit and adds some airy crunch.
They add a nice crunchy texture to Greek salad as well.
Cut into lengthwise strips, they’re similarly fun in stir-fry if you don’t cook them too long.
Diced on top of a tostada or taco or bagel with cream cheese and lox, they add a little crunchy something but admittedly this could be also be achieved with pretty much anything not-squishy.
People keep talking about “Federalizing the National Guard” and now you’ve got other States pledging their NG to Texas in defiance of the Supreme Court (see image)....
They’re just trying to “get out the vote” by forcing Biden to do something that they can point to and say “See! You were right all along! The federal government is going to invade and put you all in FEMA camps and make your children go to public school where they will be turned gay!!!”
I realize that that sounds absolutely stupid and it is. If I hadn’t already watched exactly that happen with Jade Helm I would never have believed that people could be that incredibly stupid, but it did and they are. Sigh.
I really hope Biden doesn’t take the bait and just deals with it after the election.
Same shit, different election:
“ On April 28, Texas Governor Greg Abbott ordered the Texas State Guard to monitor the operation, writing: “During the training operation, it is important that Texans know [that] their safety, constitutional rights, private property rights and civil liberties will not be infringed”, and requesting “regular updates on the progress and safety of the Operation”.”
To add to your excellent point (that there are more democrats in Texas than the entire population of many states), very, very few people are actually a part of this “movement.”
This isn’t a real thing that normal people actually endorse, it’s a bumper sticker you see on an old beat up truck in the wal-mart parking lot.
It’s like the Texas version of flat earthers or ghost/alien hunters or Bigfoot researchers. They do exist but they are massively over-represented in the press because it’s so stupid that people can’t help but “tune in.”
If people had to move states every time a relatively tiny group of idiots advocated for something stupid that’s never going to happen, there would be nowhere on earth to live.
What do you think is happening in Texas?!?!
You sound like my in-laws talking about Portland as if it’s constantly on fire with ANTIFA checkpoints throughout the city.
Cities in Texas (where most people live) are the same as every other city in America, overpriced housing, tech bros, craft breweries, overpriced coffee, tapas bars, suburbs filled with church-going pearl-clutchers. It’s literally the same exact shit with slightly different food and ethnic background of blue collar workers.
The rural areas are significantly more fucked up, economically (and I would argue socially) but that’s true of absolutely every blue state. Go to rural California, Oregon, Washington and you have the EXACT same people as rural Texas.
Go to LA, NYC, SF, Portland and you have literally the same people as Austin, Dallas, Houston, because a lot of people you meet are from those cities.
Texas isn’t some dystopian hellscape like your examples, nor will it become one in our lifetime.
It’s just another example of a gerrymandered state with loud-mouthed shitheads riling their base up and clinging to power despite their declining poll numbers.
47% of Texan voters chose Biden in 2020, 52% voted Trump. Meanwhile in California it went 64% Biden, 34% Trump. Not that different. Also interesting to note, 6 million people voted for Trump in California, while only 5.9 million people voted for Trump in Texas. Seems like California has a bigger problem than Texas, maybe we should give them to Mexico or have them secede or whatever as well?
Texas has a good chance of being blue in our lifetime as cities grow in population and the demographic continues to skew… younger and less “white.” Texas is trending blueSource
Edit to add: let’s say for fun that your Gaza/Hmong/Rhohingya comparison is true and a liberal holocaust is coming. One stereotype about Texans that actually is true is that most of us (left and right, urban and rural) own guns and generally like guns for sport, hunting, defense, etc. Attempting a liberal holocaust in a densely populated, urban environment full of gun fanciers that don’t like authority would not go well for the invaders.
Death Cap grows on tree roots, not sure if that counts.
There aren’t a ton of mushrooms that grow on healthy living trees I think, so it’s kinda hard to find a poisonous example but maybe Jack O’ Lanterns count. They can grow at the base of living hardwood trees. They won’t kill you but you will have a very bad time. I think there’s another closely related species that grows on both conifers and hardwoods.
Buying a family-sized home with three or more bedrooms used to be manageable for young people with children. But with home prices climbing faster than wages, mortgage rates still close to 23-year highs and a shortage of homes nationwide, many Millennials with kids can’t afford it. And Gen Z adults with kids? Even harder....
So no rental properties at all? You either buy or you’re homeless? That doesn’t sound great to me. Owning is a lot of work, risk and commitment. If anything goes wrong, you better have thousands of dollars ready to dump into getting your roof fixed or your plumbing fixed or whatever. If you decide you want to go to a different school or accept a better job offer in another city, you’re probably gonna lose tens of thousands of dollars to the real estate agents when you sell. It’s not the right choice for a lot of people.
I’ve lived mostly in houses owned by landlords with less than ten properties and they were all pretty cool for the most part. Way better landlords than apartment complexes or property management companies. The biggest annoyance was surprise visits by them early on the weekend to plant flowers/bushes in the front yard, water the tree, replace edging, typical homeowner crap like that. I guess worse than that, a couple of times their situation changed and they decided to move back into the house, so they didn’t renew our lease and we had to move out. That kinda sucked but it’s their house, if they want to live in it and your lease is up, that’s the way contracts go.
All that said, property management companies and large landlords can get fucked. Regardless of housing cost, they’ve always been scumbags to deal with.
I hate looking for gold in the caves (lemmy.world)
It’s by far the part of the game I like the least… there’s always a couple of gold nuggets I can’t seem to find. It’s boring, and also frustrating to see my food supply dwindle.
Nothing but truth (lemmy.dbzer0.com)
What a benevolent lord!
The picture truly depicts the joy of the oompa-loompas (feddit.de)
Sovcit used fake ID, somehow wasn't able to travel. (lemmy.world)
Phaeocalicium polyporaeum "fairy pins" (mander.xyz)
Phaeocalicium polyporaeum is a tiny mycoparasitic fungus, seen here on its most common host, Trichaptum cf biforme, although it has also been reported on Trametes versicolor.
Empty Chasm Room (lemmy.world)
Not sure what to do with this. No well, no chest. Any ideas?
Texas Border Convoy Descends into Antisemitism (www.newsweek.com)
The video shows Michael Yon making false claims regarding so-called “terrorists coming across the border being funded by Jewish money.” Yon was speaking at a “Take Back Our Border” convoy in Texas....
Bacon PSA (lemmy.world)
Opposite of clickbait (lemmy.dbzer0.com)
No YOU'RE the sovcit. (lemmy.world)
Spices too (lemm.ee)
So is the US slipping into Civil War? (lemmy.world)
People keep talking about “Federalizing the National Guard” and now you’ve got other States pledging their NG to Texas in defiance of the Supreme Court (see image)....
Joe Biden Faces Growing Calls to Federalize Texas National Guard (www.newsweek.com)
Some stunning orange jello! (lemmy.world)
This is from earlier this year in Northern Denmark
North Korean defectors to South tripled in 2023, Seoul says (www.theguardian.com)
Boomers won’t part with their homes, and that’s a problem for young families (www.cnn.com)
Buying a family-sized home with three or more bedrooms used to be manageable for young people with children. But with home prices climbing faster than wages, mortgage rates still close to 23-year highs and a shortage of homes nationwide, many Millennials with kids can’t afford it. And Gen Z adults with kids? Even harder....