personalfinance - kbin.social

YNAB vs Quicken Simplifi

I wanted to start using a budgeting program to better organize my spending/ goals, and basically narrowed it down to 3 --YNAB, Actual and Quicken Simplifi....

The best european online card that doesn't block your account

I’m looking for the top European bank that doesn’t block your funds without reason. For instance, many individuals have reported online that Revolut has blocked their accounts suddenly and sometimes for various months.

Recommendation for software/ apps

Hello,...

Multi-level marketing model (lemmy.ml)

Was the 401(k) a Mistake? How an obscure, 45-year old tax change transformed retirement and left so many Americans out in the cold. (www.nytimes.com)

Selecting a CFP - not just the basics

How would you go about selecting a Certified Financial Planner?...

The IRS Created a Free Tax Filing System, and TurboTax is Reeling (USA) (www.youtube.com)

Americans are falling behind on their payments (www.cnn.com)

Beating the market (lemmygrad.ml)

cross-posted from: lemmygrad.ml/post/4352701...

Home prices have outpaced inflation by 2.4 times (lemmygrad.ml)

cross-posted from: lemmygrad.ml/post/4307103...

A Huge Number of Homeowners Have Mortgage Rates Too Good to Give Up (www.nytimes.com)

The craziness of the US stock Market (lemmygrad.ml)

cross-posted from: lemmygrad.ml/post/4277310...

Polymarket | India Election: Modi reelected? (polymarket.com)

cross-posted from: lemy.lol/post/22844267...

Hyundai and Kia recalled 3.4m vehicles, warning to park them outdoors because they risked catching fire. 6 months later, most are still on the road, unrepaired (fortune.com)

In September, Hyundai and Kia issued a recall of 3.4 million of its vehicles in the United States with an ominous warning: The vehicles should be parked outdoors and away from buildings because they risked catching fire, whether the engines were on or off....

(UK) Transferring Stocks and Shares ISA

Hi. With the new tax year fast approaching, I’ve been contemplating transferring my current stocks and shares ISA account with IBKR UK to another provider/brokerage. I am interested in InvestEngine since they seem to have lower fees. However, I’m wondering how this process will work, especially since I have shares in stocks...

US probing Adani Group and founder over potential bribery, Bloomberg reports (www.reuters.com)

What are "complicated" taxes that require a professional? (USA)

I always see advice about which software to use and there’s always the advice that FreeTaxUSA is the best bang for your buck and does everything you need for when your taxes are “simple.” I’ve used and thought it was great for years. But as my career has grown and no longer filed as a single I’ve begun to question when...

Converted from Nonexempt Salaried to Nonexempt Hourly

As the title says, should I be concerned? I get the impression this is just a bureaucratic change (company doesn’t want to deal with both salaried and hourly workers for timesheet reporting). But I’d like to make sure.

Japanese Yen stands tall near one-month top against USD on hawkish BoJ talks (www.mitrade.com)

■ The Japanese Yen continues to draw support from expectations for a hawkish BoJ pivot....

USA: New hourly job filling out a W-4, single person, no dependents, what's the lowest deduction we can choose?

Goal: the least amount of withholdings possible

Money tips from one of the greatest investors in history (www.npr.org)

[USA] Index Funds Have Officially Won (www.morningstar.com)

The inevitable at last arrived. Last month, for the first time, passively managed funds controlled more assets than did their actively managed competitors....

2024 HSA partial year limits

Need help please. If I am enrolled in 2024 for 10 months of the year (March-December) in an HSA-elligible HDHP will I be able to max out my HSA to the individual contribution limit of $4,150 or will I get hit with a big tax penalty? Do I have to “pro-rate” my contributions and subtract the first two months since I was not...