fasterthanlime,
@fasterthanlime@hachyderm.io avatar

is Revolut any good?

deadparrot,
@deadparrot@mastodon.social avatar

@fasterthanlime I'm using Revolut Business and I like it so far. The best thing is to export expenses as CSV in a format my tax consultant understands. But then people pointed out to me that they're a bunch of a-holes so now I'm not sure anymore.

kinnison,
@kinnison@fosstodon.org avatar

@fasterthanlime I think Starling might also be in France.

lutzky,

@fasterthanlime As a product, it works well; far better than the standard banking options available in Ireland. Small stuff like "show me a notification whenever I pay for something, let me annotate it" and a "split this expense with my friend" thing - these all work well. One of my few gripes with it is that the CSV export does not include those annotations.

BTW you seem like you might appreciate (or already use) https://plaintextaccounting.org/.

belabartha,

@fasterthanlime I'm using it daily, both Free for personal use and Business for my freelance payments. It's pure awesomeness for me (pretty biased).

fasterthanlime,
@fasterthanlime@hachyderm.io avatar

…do y’all know any good alternatives to Revolut? Requirements are: online bank, can make a joint account with 2 credit cards, supports Apple Pay, operates in France, that’s about it.

(PS I dont think /any/ financial institution is good/trustworthy so the bar is fairly low)

cxberger,
@cxberger@boiler.social avatar

@fasterthanlime I've had a local credit union actually holding my cash with a CC from some "big bank" for a while now - works pretty well.
(the credit union does cards too but for travel and stuff you kinda need the larger institution)

robin,

@fasterthanlime if it's mainly for France, get an account with credit cooperatif, which is actually a good/trustworthy financial institution

lenny_,

@fasterthanlime maybe not what you want but I always get the shittiest but cheapest bank, and then a credit card from a dedicated provider like barclays (supports apple pay) - that way you aren’t so bound to a single bank and get the most benefits

nrab,
@nrab@hachyderm.io avatar

@fasterthanlime by joint account you mean two or more people sharing an account?

fasterthanlime,
@fasterthanlime@hachyderm.io avatar
nrab,
@nrab@hachyderm.io avatar

@fasterthanlime Monese has a similar (if not the same) thing but I haven’t used them much, I have much more experience with revolut

quentinms,

@fasterthanlime Boursorama ? They’re technically Société Générale so not sure if you count that as online or not.

jonyua,

@fasterthanlime maybe a bit offtopic, but why not revolut? I'm using it for half a year and am happy with it. (not in France though)...

0atman,
@0atman@mastodon.social avatar

@fasterthanlime regretfully, my suggestions are UK only.

I don't know if this helps you, but https://www.curve.com can wrap multiple bank account in a single applepay/google pay compatible card, and is available EU-wide https://www.curve.com

I don't use a joint account, my partner and I share bills with https://www.splitwise.com, which, again, not sure if that helps. 😅

djc,
@djc@hachyderm.io avatar

@fasterthanlime maybe look at Bunq? Not sure if they operate in France.

applequist,
fasterthanlime,
@fasterthanlime@hachyderm.io avatar

@applequist no true joint accounts

akosma,
@akosma@mastodon.online avatar
tintvrtkovic,
@tintvrtkovic@mastodon.social avatar

@fasterthanlime I use them while traveling, I think they had/have good ATM fees abroad.

Just yesterday though, someone posted in the company Slack that they might be having serious issues with regulatory compliance and to not keep too much money there, so make of that what you will 🤷

nrab,
@nrab@hachyderm.io avatar

@fasterthanlime if you adjust your expectations and don’t use it as your main bank then it’s great and the rates are awesome but I wouldn’t trust them with all my savings

Di4na,
@Di4na@hachyderm.io avatar

@fasterthanlime i mean. Good enough that their exec teams keep leaving, they cannot provide financial statements and their UK auditor keep slamming them for lying in their financial statements.

You know. Small stuff.

samwho,
@samwho@hachyderm.io avatar

@fasterthanlime Really really depends what you value, and what you mean by good.

They are uhm. Not a great company to work for.

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