@hbons wait, what?!? That is totally cooked. We regularly have customers' cards declined because they forgot to transfer funds from their savings account to the transaction account.
If transaction accounts paid interest like a savings account this will solve the problem. I think there's some work being done in NZ about this.
But charge for a decline on a plastic card failed transaction? Yeah, nah.
@hbons , we had that here last century in the 80s in NZ. Not anymore, change your bank, they're already running countries with their excessive profits. Use cash whenever possible.
@hbons I see… need some training how to get rid of my money the easy way 😅 however if it’s simple to use and spreads fast enough, people will use it. No matter if it’s x,y or z
@hbons I have no idea of what's going on with the US and the tech crap but the thing about sending money for free? I'm not entirely sure of what you mean by that.
@hbons All the banks have Zelle integration now-a-days in the US (the only way I send money between friends now-a-days). With that said most of the US banking is very archaic, and Venmo and the others advertise way more.
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