@Urbanhedgelady@mastodon.world
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Urbanhedgelady

@Urbanhedgelady@mastodon.world

I'm a random poster, could talk about anything at anytime. I almost always follow back anyone who follows me. I write erotic stories, crochet and complain. A witch with tats and dreams. I read books and know things.

This profile is from a federated server and may be incomplete. Browse more on the original instance.

Urbanhedgelady, to Bread
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Today's bread is banana bread. First time using a bread machine to make it.

Urbanhedgelady, to random
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I know I've said a lot of negative things about moving to the countryside, but it has its perks. No one bothers me. I have land, and cost of living is really low.

Urbanhedgelady, to random
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Are the cicadas still screaming, Clarice?

Urbanhedgelady, to random
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Me: You should go through the box of wires.
Russ: Everybody had a box of wires. It used to be two boxes.
Me: Could it be no boxes?
Russ: EVERYBODY HAS ONE.
Me: 🙄

Urbanhedgelady, to random
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Just cruised through a reddit post about a guy who explained how his daughter went to an Ivy League College debt free.

I cruise through these reddit posts about finance because I have no education in personal finance. Like having the $1000 emergency fund. That seems like a good idea.

Anyway, the title explains it like his daughter did all the work, but my take was, her parents had money and enough financial knowledge to start saving when she was born.

Urbanhedgelady,
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Okay let's break this down as I understood. When the daughter was born the parents opened a 529 account. I'm 43 and today years old when I heard of this.

They opened the account with $1000 and deposited $50 a week into it. The OP actually said it meant one less Starbucks and one less lunch out. When the daughter got monetary gifts for birthdays or Christmas they took half the money and put it into the 529 and the other half the girl got to spend.

Urbanhedgelady,
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In High School the girl got a dual credit and graduated HS with an AA. In my opinion, wow, congrats. That's awesome. Then she got her bachelor's degree by taking online courses, living at home rent free, OP says this, and applying for scholarships.

The daughter is apparently taking a year off to save for her master's degree working a government job, but she still has enough in her 529 to pay for half of it.
#thread #savings

Urbanhedgelady,
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So let's back up a bit. The OP stated that they were financially stable enough in 2004 for his wife to be a full time stay at home mom, but did take part time substitute teaching jobs occasionally. OP had a government job. This all screams privilege to me. And I want to point out this guy's post was paragraphs long.
#thread #savings

Urbanhedgelady,
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In 2004, I was 23. I had a 3 year old and a 1 year old. I was making $9.50 an hour at Sam's Club. I'd worked there for 2 years. My husband also worked at Sam's Club, he made $10 an hour. Our apartment rent was $475 in 2004. We brought home $1600 a month, COMBINED after taxes, but doesn't include 401k or health insurance. Our rent was more than 1/3 of our monthly income. Then we had utilities, car insurance, gas, groceries, and two kids in diapers.

Urbanhedgelady,
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Don't get me wrong I tried to open penny savers accounts for my kids but we never had a savings more than a couple hundred. We never went on vacation and I sure as hell wasn't getting Starbucks or eating out. We never had new cars, new clothes, or cable TV. It seemed that something always happened to use all our savings, medical bills, car repairs, etc.

Chris, (edited ) to random
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All of your favorite musicians from the ‘90s are pushing 60.

Urbanhedgelady,
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@Chris Rob Thomas still looks 29.

Urbanhedgelady, to crochet
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Is this cute? Weird? Cool? All of the above?

Urbanhedgelady, to random
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Today is my 43rd birthday. I know I'm old cause I woke up with back pain.

Urbanhedgelady, to random
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Coworker's mother passed away. I made her a cheesecake.
What is the proper time to wait before asking for my pan back?

beexcessivelydiverting, to books
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Wait, What? A Black Version of 's Classic ‘’ Gets an Update for the Culture

https://www.theroot.com/wait-what-a-black-version-of-jane-austens-classic-ha-1851281945

@bookstodon
@romancelandia

Urbanhedgelady,
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@beexcessivelydiverting @bookstodon @romancelandia I'd actually love to see this in a modern time period with an all black cast.

maddad, to random
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The sperms are next...

Senate Republican Blocks Attempt to Federally Protect In Vitro Fertilization

Hmmm what could they possibly ban next... 🤔

https://www.mediaite.com/politics/senate-republican-blocks-attempt-to-federally-protect-in-vitro-fertilization/

image/png

Urbanhedgelady,
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@maddad 🤞They go after ED pills next.

Urbanhedgelady, to random
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Found this abomination at the store.

Urbanhedgelady,
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@maddad I'm not brave enough to try it.

Urbanhedgelady, to crochet
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Okay my tiny bunny is complete!

Urbanhedgelady, to random
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My Fledgling YouTube Channel

I made a Welcome video. My channel is a vlog of my life and about MS. Probably full of negativity and ranting and raving. I'm pretty sure there will be some good things too. Lately I've been so negative that I started a daily gratitude journal to help. I'm moody not just from MS, or at least I don't think so. I'm having issues with my kids, my work, was having issues with alcohol, infidelity, and trust. So please visit my channel, say hi.

https://stygiansorrow.wordpress.com/2024/01/09/my-fledgling-youtube-channel/

Urbanhedgelady, to random
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My standards for a good or bad movie are how many production companies are listed in the opening credits. The more, the worse the movie.

Same goes with books, if you need to publish your book with rave reviews the first 5 pages, it's a crap book.

Urbanhedgelady, to random
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I used to read and review books on my little blog. I admit I was a bit harsh with my reviews. I read to be entertained mostly. I want a story that plays out like a movie in my head. I'm considering adding book reviews back to my blog.

Urbanhedgelady, to random
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Baby

What is your all time favorite automobile? Anyone who is a fan of Supernatural knows. 1967 Chevrolet Impala, black, four door. If you mean cars I've owned that would be a 2018 Kia Soul. It was my first new car. My daughter drives it now.

https://stygiansorrow.wordpress.com/2023/12/26/baby/

Urbanhedgelady,
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@maddad OMG that's fantastic. I had an old 84 Chevy El Camino, the motor blew and I regret selling it.

Urbanhedgelady, to random
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Me: To save paper may I just give you an emailed receipt?
Boomer: I'm not giving you my email.

Me: To save paper may I just give you an emailed receipt?
Millennial: Both please.

Me: To save paper may I just give you an emailed receipt?
Zoomer: I don't need a receipt.

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