I'd take the car if there wasn't a large sum of money included. I've owned boats most of my life and believe me they cost a lot of money to keep in a slip and maintain each year. Even a "normal" boat will cost you $5k - $10k a year to maintain. A car you just need a secure covered place to keep it.
Slips for luxury boats can run several thousand dollars a month to rent. Add in 10% of the price of the boat per year to just keep it floating and in working order.
Yeah, if you consider operating costs and such, I wouldn't want to insure a fancy car either. I would just abandon either of them and hope there's no paper trail leading back to me.
In the spirit of the question, though, I would take the boat. I already have a car and it doesn't float.
ok I will take car then which in my case would be a decked out 4 wheel drive sportsmobile. Im tempted to choose a super yacht but even for free I likely could not afford to upkeep it. You would need to pay a crew. Anything small enough boat wise to afford and I would rather have the sportsmobile.
This is important; if I live on the houseboat then that seems like an obvious answer but if I can't, I'll get far more use out of a car. A boat is just a logistics problem unless it's where I live.
On the other hand, it seems like it would be much easier, when necessary, to hook an RV up to electrical, water, and sewer services, as compared to a houseboat. I guess you could have a deionized water pump, but those are super slow, like on the order of a tablespoon an hour slow. And, anyway, I suspect it's not kosher to just poop off the railing.
I figure that there are maintenance and utility hookups for boats, just like there are for RVs. After all, plenty of boats cannot be reasonably removed from the water.
A friend of mine lived on his boat with his girlfriend and their cat. Moored in Seattle. Cost him a third of my rent for moorage + showers + wifi + hookups.
I would def go with a car, I mean I would be able to travel almost everywhere. Although if I wouldn't have to care about its costs I would choose the boat, I def would try to profit over it somehow, like renting or something. Raise an extra money lol
Travel almost everywhere? Disregarding places a car isn't allowed/able to be and anything not on Earth, I'm assuming you're willing to fork out for shipping your car across the oceans to reach other continents?
I would much rather go broke trying to maintain a boat, I could sail around in style until it sank under me, Jack Sparrow-style. Cars just run out of gas or oil or coolant or whatever- no style there.
Fancy as in luxuriously over the top, or just expensive?
A good expensive car would probably last a while and cut down on maintenance costs while a good expensive boat would still have huge costs associated with it. Unless the car is some one-of-a-kind one-timer that you can't even take out of the garage, in which case... I'll stick with my 20-year old vw tyvm 😁
It'd be nice to have a boat now in summer tho. Maybe I can't sell it but you never said anything about renting
If it's a fancy and large enough yacht, you can live on it, and offer free accommodations to people who might actually know anything about how to operate and maintain it. Rent out any excess rooms you have to get the money you need to operate things.
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