I've read several other Schneier books, and they're all very good, right up until he gets to the political analysis, so I wasn't very enthusiastic about a bunch of Bruce Takes on how rich people are getting away with hacking those naughty rascals, when in reality the whole basis of the political project of capitalism is about giving power to the capital owners.
Like, the fact is that when poor people try to "hack" systems, the state apparatus just fuckin' murders or jails them (regardless of whether or not the rules say what they did was allowed!), because that's the point. When rich people do it, the state just throws up their hands and says "ah well" even when they could easily use their discretion to pursue the same means.
So a lot of the time it's not really a loophole, it's just convenient cover for complicity, because the state actors don't want to pick a fight with the rich people who can give them a cut.
Like Frank Wilhoit said - “Conservatism consists of exactly one proposition …There must be in-groups whom the law protects but does not bind, alongside out-groups whom the law binds but does not protect.”