Scenario: all your currently owned cars have been vaporized in a microwave/non-dairy creamer accident. John Wick will eliminate you and everyone you've ever made eye contact with unless you buy a BRAND new off-the-lot car from a local brick'n'mortar dealership (local here meaning within your state or whatever the analogue to state is for your country). To make this purchase you have your current finances and credit.
The quote below is usually attributed to Einstein:
“Computers are incredibly fast, accurate, and stupid; humans are incredibly slow, inaccurate, and smart. [Together they are powerful beyond imagination.]”