SteveThompson, to CreditCards
@SteveThompson@mastodon.social avatar

Good news for voters who like high credit card fees and Donald Trump.

"Trump-appointed judge halts Biden administration credit card late fee cap"

https://thehill.com/business/4658227-trump-appointed-judge-halts-biden-administration-credit-card-late-fee-cap/

chris, to privacy
@chris@mstdn.chrisalemany.ca avatar

Protect your info online folks and don't expect much from AirBnB if you get a fraudulent charge from them on your card!

I recently saw an AirBnB purchase on my credit card. I did not make it. $CAD466 for a reservation in London. I have never even had my CC connected to AirBNB and my account is secure. It was obviously made by someone who got my CC info.

I saw it a couple days after the transaction but it was still pending on my statement. So I called my bank (VanCity) and they asked all the right questions, removed the "token" for AirBNB so other transactions couldn't be made, and encouraged me to contact ABNB, screenshot any communications, and try to get them to reverse the transaction.

I had three conversations with ABNB. The first, text chat, I explained the situation, they were receptive but it ended without any resolution.

After waiting a few hours for a response, I called ABNB for another conversation. This one ended with them agreeing, verbally, to refund the amount in 24-48hrs.

However, immediately after the end of that conversation, they sent an email, attached here, where they argued, without evidence, and despite the fact the support person said it was someone in Montreal named James, (I know no one in Montreal named James!) that the most likely explanation was that it was a friend or family
member. 😡 They would not refund.

After I sent a spirited reply demanding evidence they said they would only give it under supeona or a police investigation!! 🤯 (full text in image alt)

So ya hey AirBnB: Suck it.

I have gone back to my bank to have the number deactivated and put in a charge dispute. It could take up to 3 months for the charge to be refunded!

A screenshot of the final email from AirBNB says: Hi Christopher, Thank you for your reply. We understand your concerns, but please rest assured that a full and thorough investigation has been carried out on the disputed charge. As outlined in the previous message, a refund cannot be issued in cases in which we believe a friend or family member who has access to your payment method has used it unintentionally. Unfortunately, we're unable to release any information regarding the reservation or the user accounts involved without a formal request, such as a subpoena, from a government agency or law enforcement. If a government agency or law enforcement contact us regarding this issue, Airbnb will fully cooperate with their requests. We again recommend getting in touch with anyone you may have given your credit card details to in the past. Additionally, we would suggest contacting any friends or relatives who have an Airbnb account that you have traveled with on Airbnb previously—if you added your payment credentials on another account and decided to save these credentials for future use, this could be what caused the unexpected charge.

chris,
@chris@mstdn.chrisalemany.ca avatar

This was my last email to AirBNB: 😂 😤

"This is absolutely ridiculous. I have never shared my credit card information with anyone but my wife and neither of us have ever used it with AirBnB.

This is horrendous customer service. You should be ashamed. I will notify the RCMP of your complicity in this fraud and will let my network know that this is how AirBnB deals with fraudulent charges.

Disgraceful."

Here ya go, Network. ;)

thejapantimes, to business
@thejapantimes@mastodon.social avatar

The new "V Point" reward point program was launched in Japan Monday through the merger of Culture Convenience Club's T-Point program and Sumitomo Mitsui Financial Group's existing V Point program. https://www.japantimes.co.jp/business/2024/04/23/companies/japan-v-point-program-launch/

thejapantimes, to Japan
@thejapantimes@mastodon.social avatar

Damage from unauthorized credit card use in Japan hit a record high of ¥54.1 billion in 2023, it was learned Tuesday. https://www.japantimes.co.jp/news/2024/04/10/japan/crime-legal/illicit-credit-card-use-record-high/

thejapantimes, to business
@thejapantimes@mastodon.social avatar

Visa and Mastercard have reached an estimated $30 billion settlement to limit credit and debit card fees for merchants, with some savings likely to be passed on to consumers through lower prices. https://www.japantimes.co.jp/business/2024/03/27/companies/visa-mastercard-settlement-fees/

DemLabs, to CreditCards
@DemLabs@newsie.social avatar
chris, to CreditCards
@chris@mstdn.chrisalemany.ca avatar

Someone explain to me how a $500 annual fee on a credit card would EVER make sense??

ap236, to CreditCards
@ap236@mastodon.social avatar

Brampton changing how residents can use credit cards to pay for city services | CBC News https://ap236.com/peMFUF @onpoli

thejapantimes, to Japan
@thejapantimes@mastodon.social avatar

A nationwide disruption of credit card transactions was reported on Saturday, with major convenience stores and others temporarily experiencing an inability to accept credit card payments. https://www.japantimes.co.jp/news/2023/11/12/japan/society/credit-card-transaction-disruptions/?utm_content=buffer05daf&utm_medium=social&utm_source=mastodon&utm_campaign=bffmstdn

CharlieMcHenry, to CreditCards
@CharlieMcHenry@connectop.us avatar

If you have and some third party is trying to collect from you, you really need to read this: Credit card debt collection and how you can thwart the system by standing up for your rights. “The debt collection industry is… among the most odious hives of scum and villainy as exists in the United States. The business is sordid and virtually immune to reform, despite decades of trying.” https://www.bitsaboutmoney.com/archive/the-waste-stream-of-consumer-finance/

majorlinux, to nyc
@majorlinux@toot.majorshouse.com avatar

We've been tracking Mr. Met all around NYC and y'all don't wanna know what he's been up to.

NYC’s transit agency disables feature that made it possible to track subway riders https://www.engadget.com/nycs-transit-agency-disables-feature-that-made-it-possible-to-track-subway-riders-195003276.html?src=rss

majorlinux, to nyc
@majorlinux@toot.majorshouse.com avatar

Both the MTA and Apple have some explaining to do on this one!

NYC subway security flaw and 'impossible' Apple Pay vulnerability https://9to5mac.com/2023/08/31/nyc-subway-security-flaw/

thejapantimes, to business
@thejapantimes@mastodon.social avatar

Rakuten Group will fold its payments and points businesses into its credit card unit, the struggling e-commerce company has said, in a move that could set the firm up to eventually list its card business. https://www.japantimes.co.jp/business/2023/08/10/companies/rakuten-credit-card-mobile-payments-combine/?utm_content=buffera4ec8&utm_medium=social&utm_source=mastodon&utm_campaign=bffmstdn

itnewsbot, to CreditCards
@itnewsbot@schleuss.online avatar

Planning Your Next Vacation? These Five Travel Credit Cards Can Help You Save And Spend Better - Americans are spending more on leisure travel this year than they ever had before,... - https://readwrite.com/planning-your-next-vacation-these-five-travel-credit-cards-can-help-you-save-and-spend-better/

ap236, to CreditCards
@ap236@mastodon.social avatar

TTC riders can tap credit, debit cards to pay for fares starting Aug. 15 | CityNews Toronto https://bit.ly/444Ucco @ontariogreens @onpoli

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