Insurance

bicmay,
@bicmay@med-mastodon.com avatar

"In letters sent Thursday to the five largest health insurers and four largest pharmacy benefit managers first shared with The Hill, Rep. Jamie Raskin (D-Md.) asked for information on how the companies plan to respond to federal guidance designed to improve no-cost access to birth control."

https://thehill.com/policy/healthcare/4667964-raskin-presses-insurers-pbms-on-free-contraception-coverage/

thepoliticalcat,
@thepoliticalcat@mastodon.social avatar

@bicmay Jamie Raskin is one of our best, and thanks for bringing his hard work on our behalf to our attention!

meganL,
@meganL@mas.to avatar

AAA was who I just went through a 2 month wrassle trying to get my used van insured. They dismissed me out of hand, with the people making the decision never letting me know who they were although they got access to LOTS of data about me. No accountability.

Remember you can fight things & if we don't fight things, they tend to get worse. Remember you can not just complain to AAA, but if you're in CA you can complain to the Insurance Commissioner

https://www.youtube.com/watch?v=d9n-n3JdIsE

divya,
@divya@sfba.social avatar

@meganL my god doing Drone surveillance

bicmay,
@bicmay@med-mastodon.com avatar

"Even if you have health insurance, you might expect to be charged a copayment for some routine care, like office-based exams and consultations. But you probably don’t expect to receive a bill a few weeks later charging you an extra $100 or more...In most states, a 'hospital facility fee' can legally appear on your bill if your doctor is affiliated with a large hospital system — even if you never set foot on the hospital’s campus."

https://www.baltimoresun.com/2024/05/08/youve-covered-your-copayment-now-brace-yourself-for-the-facility-fee/

#healthcare #insurance #FacilityFee

bicmay,
@bicmay@med-mastodon.com avatar

@Jennifer

In Doctors for America, we've launched a campaign against greed in healthcare. Sign on here and share with your friends: https://doctorsforamerica.org/action/.

bicmay,
@bicmay@med-mastodon.com avatar

@thepoliticalcat @Runyan50 @Bwasscher

Sure, we have EMTALA, but that only guarantees access to emergency care. It doesn't guarantee affordable care for all.

I am a primary care physician in Texas who cares for patients with mental health conditions and intellectual disability disorders. Currently, I have 3 patients who need diagnostic testing for abnormal cervical cancer screenings and 1 patient with an abnormal colon cancer screen. Their options are cost-prohibitive.

glynmoody,
@glynmoody@mastodon.social avatar
tknarr,
@tknarr@mstdn.social avatar

@glynmoody The insurance companies could always go back to having adjusters inspect the vehicle before processing the claim...

glynmoody,
@glynmoody@mastodon.social avatar

@tknarr yes, seems likely

ai6yr,

Allstate: "s soon as we can use catastrophe modeling and incorporate the net cost of reinsurance into our rates, we will be open to business in nearly every part of California." https://www.ocregister.com/2024/04/25/allstate-will-insure-california-homes-again-under-one-condition/

mike,
@mike@sauropods.win avatar

NEVER AUTO-RENEW YOUR .

In 2021, I insured my house with for 276.57. I idiotically let it auto-renew since then.

The prices for subsequent years have been 357.69, 411.03 and now 494.36.

That's annual increases of 29%, 11% and 12%.

Which means I am now paying 79% more than I did in the first year.

bicmay,
@bicmay@med-mastodon.com avatar
NoOneSpecial1,
@NoOneSpecial1@mastodon.social avatar

@bicmay CORRECTION: "Texas has so far removed healthcare from 2.1 million people who were covered by Medicaid......."

People's HEALTHCARE!!! We are a morally bankrupt society.

Delphi,
@Delphi@mastodon.scot avatar

is overwhelming every area of our . Even small increase10p each time you . , , , , & all eyewatering. Try to & the , & manage without fail to pour on us to enforce . became a way to get a for you & your . Predictable & for a while enabling budgeting. Then WHAM increase 41%

https://petition.parliament.uk/petitions/659647

ai6yr,

LA Times: Upscale Westside L.A. neighborhoods hit hard by State Farm home insurance cancellations https://www.latimes.com/california/story/2024-04-10/westside-l-a-hit-hard-as-state-farm-cancels-home-insurance

mazz,
@mazz@mastodon.wellperns.com avatar

@ai6yr State Farm is set to drop 30,000 home insurance policies in some California ZIP codes. This map reveals if you live in one of them. (Includes all of CA)
https://www.sfchronicle.com/projects/2024/ca-statefarm-nonrenewal-map/

ai6yr,

@mazz Thanks! Yikes for my area!

ai6yr,

List of zip codes with non-renewals by State Farm... Here's the slice in the Conejo Valley, etc.

ai6yr,
kellyromanych,
@kellyromanych@mastodon.social avatar

@ai6yr thanks for posting! Link to pdf with all zip codes here https://ktla.com/wp-content/uploads/sites/4/2024/04/State-Farm-Zip-codes.pdf

cdarwin,
@cdarwin@c.im avatar

The California auto loan king behind Donald Trump’s $175m bond to stave collections while he appeals a $454m civil fraud judgment has said he was “happy to do it”.
#Don #Hankey, chairman and majority shareholder of #Knight #Specialty #Insurance, told CNN that his underwriting of Trump’s loan was “what we do”.
“I’m happy to do it. We would have done it for anybody else,” the 80-year-old said. “It was an easy transaction. It was put together very quickly.”

The bond filing to the court came three days ahead of a deadline on Trump and his company imposed by a New York appeals court.
Hankey told the network that Knight Specialty Insurance Company used a combination of cash and investment-grade bonds to pay the fee.

Hankey noted to CNN and other outlets that his company had initiated the deal,
reaching out to Trump before the appeals court reduced the amount the former president would have to pay while his appeal was heard.

The billionaire, who the network reported is worth more than $7.4bn, also confirmed to Forbes that he and his wife, as well as their two sons, supported Trump’s past political campaigns and would do so again.
“I’d never met Donald Trump,” he told Forbes. “I’d never talked to him on the phone. I heard that he needed a loan or a bond, and this is what we do. So, we reached out, and he responded.”
The $175m bond holds the New York attorney general, Letitia James, at bay while Trump takes the judgment to appeal. James said as the initial deadline approached last month that she was ready to start seizing properties
https://www.theguardian.com/us-news/2024/apr/02/donald-trump-bond-paid-don-hankey?CMP=Share_iOSApp_Other

jik,
@jik@federate.social avatar

Just FYI, when companies don't let you submit correspondence to them electronically through their web site, it's not because they're concerned about privacy. It's because they want to make it as hard as possible for you to create a paper trail of your interactions with them to minimize evidence of their wrongdoing.

jik,
@jik@federate.social avatar

I just got off the phone with ; there was no option to contact them online.
I called to tell them they made a several-hundred-dollars error processing a claim. I could have filed a "dispute" by postal mail instead of calling them on the phone, but (a) a dispute would have been overkill for a processing error, (b) it would have been much more troublesome, and (c) it would have added at least a week to the process.

jik,
@jik@federate.social avatar

The error was claiming the primary insurer covered over $1,000 of a claim when in fact they covered none of it.
The rep I spoke with told me two objectively wrong things:

  1. "You should contact the primary insurer." Nope! The other insurance company didn't make the error, United did.
  2. "To fix this we will have to remove the other insurance company as the primary on the claim." Nope! Again, they are the primary, they just didn't cover this particular charge.
    smdh
BenjaminHCCarr,
@BenjaminHCCarr@hachyderm.io avatar

#Automakers Are Sharing Consumers’ #Driving Behavior With #Insurance Companies
#LexisNexis, which generates consumer risk profiles for the insurers, knew about every trip #GM drivers had taken in their cars, including when they sped, braked too hard or accelerated rapidly. #Car companies are collecting information directly from internet-connected vehicles for use by the insurance industry
https://www.nytimes.com/2024/03/11/technology/carmakers-driver-tracking-insurance.html #privacy #surveillance
https://archive.ph/G1JaX

rasterweb,
@rasterweb@mastodon.social avatar

If you remember how my insurance company would not replace my 12 year old failing CPAP machine, here's the exciting conclusion...

➡️ https://rasterweb.net/raster/2024/03/24/cpap-2024/

dpemmons,
@dpemmons@m6n.io avatar

@rasterweb United, by chance?

rasterweb,
@rasterweb@mastodon.social avatar

@dpemmons Common Ground Healthcare Cooperative.

ai6yr,
GreenFire,
@GreenFire@mstdn.social avatar

@ai6yr
Maybe the insurance industry should have stopped insuring fossil fuel projects before they helped caused this crisis?

samloonie,
@samloonie@mstdn.ca avatar

@ai6yr Your link to the insurance story reminded me of this quotation attributed to Mark Twain:

"A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain. "

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